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Home Buying FAQ's

Why should I buy a house/property in Hawaii?

We hope this would be obvious, but one of our favorite reasons is simple: This Is Paradise!!! We have plenty of other reasons in case you're not sold there, such as how affordable the price of property and houses are, the diverse and very comfortable climate, and the warm and welcoming people here. If you are new to the Islands, take a look at our Links page to find more information about our wonderful State and all that it has to offer. 

What do Leasehold and Fee Simple mean?

This can be a little confusing at first, so here is the explanation. If you purchase a fee simple property, you own the land and the improvements upon it. This is the standard way of owning a property. However, if you purchase a leasehold property, you are buying a lease for the land and, usually, you own the improvements. A residential leasehold might have been set for 55 years but if the ground lease is 30 years old, there would be 25 years left on the lease. Most banks require a minimum number of years remaining on the lease before they will agree to lend on the property. Some require that the lease be renegotiated with the ground lessor, often a family trust or large landholding estate. This can take more time than you expect and, in fact, lessors are not obliged to extend or renegotiate the lease. 

With all this, why would anyone buy a leasehold property? Because it is often less expensive to purchase and the lease is depreciable, which may have some tax advantages for you. 

As always, before purchasing any property, you should consult with your tax advisor and your attorney about how to protect your tax position and your estate.

How long will it take to buy a house?

This is dependent on quite a few things, so it's not a quick and simple answer. If your lender works quickly and the sellers have already accepted your offer you will generally have a much better idea as to how much longer things will take. In general, one could say that escrows are somewhere between 30-60 days, but realistically as your property and your sale are unique, so will be the timeline. We can assure you that we will do what we can to expedite the transaction however possible, just let us know. 

What is the Hawaii Property Tax Rate?

 
Land Use Class
Land Building
  Improved residential
8.10
8.10
  Unimproved residential
8.10
8.10
  Apartment
8.10
8.10
  Hotel/resort
9.00
9.00
  Commercial
9.00
9.00
  Industrial
9.00
9.00
  Agricultural
8.35
8.35
  Conservation
8.55
8.55
  Homeowner
5.55
5.55

 

How much does an average house cost on the Big Island?

Housing costs vary greatly from community to community on the Big Island, as they do on the Mainland. The best way to get an idea of current property costs is to browse through the "Property Listings " section of this web site, exploring different locations as you go. You'll be able to see everything that's presently for sale through the Multiple Listing Service because our site links directly to the MLS database. 

Once you know the specific area(s) you are interested in, contact us and we will help you find your dream home or property!

Your Hawai'i Home

72-3198 MAKANI EKA PL, KAILUA KONA image
72-3198 MAKANI EKA PL, KAILUA KONA $24,000,000

Property owners are extended the opportunity to apply to the Kukio Golf & Beach Club: an oceanfront private club with world class amenities including Tom Fazio designed 1...

  • 5 Beds
  • 5 Baths
  • 643691 MLS
  • Fee Simple Tenure
Courtesy of Kukio Properties

Listing courtesy of Kukio Properties.

72-3168 MAKANI EKA PL, KAILUA KONA image
72-3168 MAKANI EKA PL, KAILUA KONA $17,500,000

A front row home at Kukio being offered for sale, with only preservation land between you and the ocean, is a rare occurrence and this uniquely designed hideaway will tak...

  • 5 Beds
  • 5 Baths
  • 642394 MLS
  • Fee Simple Tenure
Courtesy of Hawaii Life Mauna Kea LLC

Listing courtesy of Hawaii Life Mauna Kea LLC.

72-211 LAE KIKAUA MAUKA ST, KAILUA KONA image
72-211 LAE KIKAUA MAUKA ST, KAILUA KONA $17,000,000

Property owners are extended the opportunity to apply to the Kukio Golf & Beach Club: an oceanfront private club with world class amenities including Tom Fazio designed 1...

  • 6 Beds
  • 7 Baths
  • 642432 MLS
  • Fee Simple Tenure
Courtesy of Kukio Properties

Listing courtesy of Kukio Properties.

72-124 LAE KIKAUA MAUKA ST, KAILUA KONA image
72-124 LAE KIKAUA MAUKA ST, KAILUA KONA $15,500,000

Property owners are extended the opportunity to apply to the Kukio Golf & Beach Club: an oceanfront private club with world class amenities including Tom Fazio designed 1...

  • 6 Beds
  • 7 Baths
  • 641440 MLS
  • Fee Simple Tenure
Courtesy of Kukio Properties

Listing courtesy of Kukio Properties.

72-3092 MANINIOWALI DR, KAILUA KONA image
72-3092 MANINIOWALI DR, KAILUA KONA $14,500,000 ▲

Maniniowali 31 features three separate living pods. Two guest pods each featuring a living room, kitchen, two bedrooms and two bathrooms. The main house features a great ...

  • 8 Beds
  • 8 Baths
  • 639492 MLS
  • Fee Simple Tenure
Courtesy of Kukio Properties

Listing courtesy of Kukio Properties.

72-1251 PUKA PA STREET, KAILUA KONA image
72-1251 PUKA PA STREET, KAILUA KONA — Hualalai $10,450,000

Hualalai Resort custom contemporary residence, overlooking #15 fairway of the private Keolu course, this dramatic home, built in 2016, showcases design features and mate...

  • 5 Beds
  • 5 Baths
  • 645163 MLS
  • Hualalai Bldg.
  • Fee Simple Tenure
Courtesy of Corcoran Pacific Properties

Listing courtesy of Corcoran Pacific Properties.

72-162 LIPOA PLACE, KAILUA KONA image
72-162 LIPOA PLACE, KAILUA KONA $9,999,500 ▼

Extraordinary in its size, beauty and details, this residential sanctuary is being offered to the discriminating resort buyer looking for a well-maintained large family e...

  • 5 Beds
  • 4 Baths
  • 643679 MLS
  • Fee Simple Tenure
Courtesy of Compass

Listing courtesy of Compass.

Kai Nui Pl;, KAMUELA image
Kai Nui Pl;, KAMUELA — Kohala Kai $9,500,000 ▼

Kohala Kai is an exclusive new residential development featuring seven exquisite, large acreage, custom oceanfront home sites. Situated on 63 pristine acres on the specta...

  • 286630 MLS
  • Kohala Kai Bldg.
  • Fee Simple Tenure
Courtesy of Hawaii Pacific Brokers, LLC

Listing courtesy of Hawaii Pacific Brokers, LLC.

68-1032 HONOKAOPE PL, KAMUELA image
68-1032 HONOKAOPE PL, KAMUELA — 49 Black Sand Beach $8,960,000

The ultimate resort residence! Warren Sunnland design captures the best aspects of the site; large rooms, wide frontage, maximum views, best finishes and a smart, simple ...

  • 5 Beds
  • 5 Baths
  • 643151 MLS
  • 49 Black Sand Beach Bldg.
  • Fee Simple Tenure
Courtesy of Hawaii Life Mauna Kea LLC

Listing courtesy of Hawaii Life Mauna Kea LLC.

72-120 NANA UKA PL, KAILUA KONA image
72-120 NANA UKA PL, KAILUA KONA $8,850,000

Property owners are extended the opportunity to apply to the Kukio Golf & Beach Club: an oceanfront private club with world class amenities including Tom Fazio designed 1...

  • 5 Beds
  • 5 Baths
  • 639358 MLS
  • Fee Simple Tenure
Courtesy of Kukio Properties

Listing courtesy of Kukio Properties.

72-107 KAHAWALIWALI PL, KAILUA KONA image
72-107 KAHAWALIWALI PL, KAILUA KONA $8,800,000

Property owners are extended the opportunity to apply to the Kukio Golf & Beach Club: an oceanfront private club with world class amenities including Tom Fazio designed 1...

  • 5 Beds
  • 5 Baths
  • 639800 MLS
  • Fee Simple Tenure
Courtesy of Kukio Properties

Listing courtesy of Kukio Properties.

72-104 HOKULOA STREET, KAILUA KONA image
72-104 HOKULOA STREET, KAILUA KONA $8,500,000

Situated on nearly an acre to maximize exceptionally broad horizon views, this owner-built 5 bedroom, 4.5 bathroom custom estate is sure to catch the eye of any artistica...

  • 5 Beds
  • 4 Baths
  • 643778 MLS
  • Fee Simple Tenure
Courtesy of Compass

Listing courtesy of Compass.

72-128 LAUEKI STREET, KAILUA KONA image
72-128 LAUEKI STREET, KAILUA KONA $8,400,000

Inviting and peaceful, this home's elevation provides spectacular ocean, Maui and golf course views with stunning vistas of tropical sunsets. The magnificent breadth of o...

  • 4 Beds
  • 4 Baths
  • 643759 MLS
  • Fee Simple Tenure
Courtesy of Compass

Listing courtesy of Compass.

72-152-A WAIULU ST, KAILUA KONA image
72-152-A WAIULU ST, KAILUA KONA — Estate Villas I At Hualalai $8,250,000

Centrally located near the ocean and the Four Seasons Resort hotel amenities within walking distance to all amenities. 5 ensuite bedrooms with a guest powder room and a b...

  • 5 Beds
  • 5 Baths
  • 635956 MLS
  • Estate Villas I At Hualalai Bldg.
  • Fee Simple Tenure
Courtesy of Hawaii Life Mauna Kea LLC

Listing courtesy of Hawaii Life Mauna Kea LLC.

68-1026 HONOKAOPE PL, KAMUELA image
68-1026 HONOKAOPE PL, KAMUELA $7,995,000 ▼

A true tropical compound for the most discerning Buyer. Situated on an acre of carefully chosen heirloom trees, flowers, and plants, this oasis at the Mauna Lani feature...

  • 7 Beds
  • 7 Baths
  • 641836 MLS
  • Fee Simple Tenure
Courtesy of Venture Sotheby's International Realty

Listing courtesy of Venture Sotheby's International Realty.

72-170 KE ALAULA ST, KAILUA KONA image
72-170 KE ALAULA ST, KAILUA KONA $7,650,000

HUALALAI RESORT, Hales at Ke Alaula: This extremely private home is located on a quiet cul-de-sac centrally located in the Resort. Designed by Zak Architecture and beauti...

  • 4 Beds
  • 5 Baths
  • 637119 MLS
  • Fee Simple Tenure
Courtesy of Hualalai Realty

Listing courtesy of Hualalai Realty.

72-3018 KAKAPA PL Unit C31, KAILUA KONA image
72-3018 KAKAPA PL Unit C31, KAILUA KONA — Kikaua Point Cottages $6,200,000

Property owners are extended the opportunity to apply to the Kukio Golf & Beach Club: an oceanfront private club with world class amenities including Tom Fazio designed 1...

  • 4 Beds
  • 4 Baths
  • 639722 MLS
  • Kikaua Point Cottages Bldg.
  • Fee Simple Tenure
Courtesy of Kukio Properties

Listing courtesy of Kukio Properties.

72-3078 MANINIOWALI DR, KAILUA KONA image
72-3078 MANINIOWALI DR, KAILUA KONA $5,850,000 ▼

Reduced another $100,000! The perfect home for entertaining! Enter the private courtyard with its rich lava rock walls and carved entry gates, past the waterfall and pond...

  • 4 Beds
  • 4 Baths
  • 629957 MLS
  • Fee Simple Tenure
Courtesy of Corcoran Pacific Properties

Listing courtesy of Corcoran Pacific Properties.

72-119 LEI KAUNAOA PL Unit C-21, KAILUA KONA image
72-119 LEI KAUNAOA PL Unit C-21, KAILUA KONA — Kuaau Cottages $5,800,000

Property owners are extended the opportunity to apply to the Kukio Golf & Beach Club: an oceanfront private club with world class amenities including Tom Fazio designed 1...

  • 5 Beds
  • 5 Baths
  • 645122 MLS
  • Kuaau Cottages Bldg.
  • Fee Simple Tenure
Courtesy of Kukio Properties

Listing courtesy of Kukio Properties.

72-124 KE ALAULA ST, KAILUA KONA image
72-124 KE ALAULA ST, KAILUA KONA — Ke Alaula $5,800,000 ▼

LOCATION LOCATION LOCATION. Overlooking the #7 green of the member's only Keolu golf course, close to the "core" of Hualalai, with stunning ocean, fairway and sunset view...

  • 5 Beds
  • 5 Baths
  • 628285 MLS
  • Ke Alaula Bldg.
  • Fee Simple Tenure
Courtesy of Corcoran Pacific Properties

Listing courtesy of Corcoran Pacific Properties.

62-3774 AMAUI DR, KAMUELA image
62-3774 AMAUI DR, KAMUELA $5,700,000

Hapuna Estates at Mauna Kea Resort Lot 8 boasts fantastic ocean, golf and mountain views. A custom home with 5 bedrooms, 5.5 bathrooms, 3-car garage and swimming pool sit...

  • 5 Beds
  • 5 Baths
  • 645233 MLS
  • Fee Simple Tenure
Courtesy of Hapuna Realty

Listing courtesy of Hapuna Realty.

68-1022 HONOKAOPE PL, KAMUELA image
68-1022 HONOKAOPE PL, KAMUELA $5,450,000 ▼

MULTI GENERATIONAL HOME ! Perfect Hawaii Family "safe haven" ! Overlooking the blue Pacific ocean and the #12 South fairway on 1.25 acres walking distance to Black Sand ...

  • 5 Beds
  • 5 Baths
  • 629585 MLS
  • Fee Simple Tenure
Courtesy of Corcoran Pacific Properties

Listing courtesy of Corcoran Pacific Properties.

72-104 NEHE ST, KAILUA KONA image
72-104 NEHE ST, KAILUA KONA $5,225,000

This Hawaiian plantation style residence consists of an exceptionally designed floor plan by renowned architect Warren Sunnland. The interior is beautifully crafted with ...

  • 4 Beds
  • 4 Baths
  • 644175 MLS
  • Fee Simple Tenure
Courtesy of Corcoran Pacific Properties

Listing courtesy of Corcoran Pacific Properties.

72-3130 ALAPII KULA DR, KAILUA KONA image
72-3130 ALAPII KULA DR, KAILUA KONA $5,000,000

MB28A features a consolidation of three homesites. The 6.42 acres offers a building envelope of 103,260 square feet. Property owners are extended the opportunity to apply...

  • 644733 MLS
  • Fee Simple Tenure
Courtesy of Kukio Properties

Listing courtesy of Kukio Properties.

68-1210 S KANIKU ALANUI Unit 9A2, KAMUELA image
68-1210 S KANIKU ALANUI Unit 9A2, KAMUELA — The Residences Of Laulea $4,650,000 ▼

The Residences of Laule’a is Mauna Lani’s newest development bringing a contemporary evolution to luxury resort living on the Kohala Coast! Consisting of just 17 homes – ...

  • 4 Beds
  • 4 Baths
  • 635794 MLS
  • The Residences Of Laulea Bldg.
  • Fee Simple Tenure
Courtesy of Venture Sotheby's International Realty

Listing courtesy of Venture Sotheby's International Realty.

59-1177 KAMAKANI LP, KAMUELA image
59-1177 KAMAKANI LP, KAMUELA $4,600,000

Located in the sought after Kohala Ranch community is a home of significance designed by Architect Lucky Bennett. Remodeled by the previous owner, Sports Legend Terry Bra...

  • 5 Beds
  • 5 Baths
  • 644965 MLS
  • Fee Simple Tenure
Courtesy of Hawaii Life

Listing courtesy of Hawaii Life.

72-147 PAKUI ST, KAILUA KONA image
72-147 PAKUI ST, KAILUA KONA $4,225,000

HUALALAI RESORT, Kai Malino Estates: Elegantly appointed residence overlooking the 9th fairway of the Hualalai Golf Course with beautiful views of the Pacific Ocean, Maui...

  • 3 Beds
  • 3 Baths
  • 640415 MLS
  • Fee Simple Tenure
Courtesy of Hualalai Realty

Listing courtesy of Hualalai Realty.

68-1005 Konane Ct, KAMUELA image
68-1005 Konane Ct, KAMUELA $4,199,000

Spectacular 2-year-old home on one of the best golf-front lots in Mauna Lani Resort with incomparable unobstructed views of the 17th fairway, fish ponds, flowing stream, ...

  • 5 Beds
  • 5 Baths
  • 645244 MLS
  • Fee Simple Tenure
Courtesy of Hawaii Luxury Real Estate

Listing courtesy of Hawaii Luxury Real Estate.

68-1087 HONOKAOPE PL, KAMUELA image
68-1087 HONOKAOPE PL, KAMUELA $3,995,000

Centrally located in the luxurious Mauna Lani Resort. The gated community of 49 Black Sands Beach is just a few steps from the Black Sand Beach clubhouse with its spa, po...

  • 4 Beds
  • 4 Baths
  • 640094 MLS
  • Fee Simple Tenure
Courtesy of Better Homes and Gardens Real Estate Island Lifestyle

Listing courtesy of Better Homes and Gardens Real Estate Island Lifestyle.

59-3019 KAILANI PL, KAMUELA image
59-3019 KAILANI PL, KAMUELA — Kohala Kai $3,950,000 ▼

Kohala Kai is an exclusive new residential development featuring seven exquisite oceanfront custom home sites. Situated on 63 pristine acres on the spectacular North Koh...

  • 286626 MLS
  • Kohala Kai Bldg.
  • Fee Simple Tenure
Courtesy of Hawaii Pacific Brokers, LLC

Listing courtesy of Hawaii Pacific Brokers, LLC.

68-1320 Akea Place Unit 10, KAMUELA image
68-1320 Akea Place Unit 10, KAMUELA — Nohea At Mauna Lani $3,895,000

Golf Course Front with Incredible Finishes and furnishings. Check out the Matterport tour by clicking the video link. Successful vacation rental! Large solar system ins...

  • 3 Beds
  • 3 Baths
  • 630651 MLS
  • Nohea At Mauna Lani Bldg.
  • Fee Simple Tenure
Courtesy of Coldwell Banker Island Properties - Kamuela

Listing courtesy of Coldwell Banker Island Properties - Kamuela.

72-2936 ULUWEUWEU AKAU PL, KAILUA KONA image
72-2936 ULUWEUWEU AKAU PL, KAILUA KONA $3,750,000

Property owners are extended the opportunity to apply to the Kukio Golf & Beach Club: an oceanfront private club with world class amenities including Tom Fazio designed 1...

  • 641075 MLS
  • Fee Simple Tenure
Courtesy of Kukio Properties

Listing courtesy of Kukio Properties.

68-1034 MAUNA LANI POINT DR, KAMUELA image
68-1034 MAUNA LANI POINT DR, KAMUELA $3,495,000

AVAILABLE FOR IMMEDIATE OCCUPANCY! Stunning ocean views over Mauna Lani’s famed South Golf Course await you in this intelligently designed, single-level luxury resort hom...

  • 4 Beds
  • 4 Baths
  • 644914 MLS
  • Fee Simple Tenure
Courtesy of Venture Sotheby's International Realty

Listing courtesy of Venture Sotheby's International Realty.

69-1519 ANAOLE STREET, KAMUELA image
69-1519 ANAOLE STREET, KAMUELA — Ainamalu $3,395,000

Stunning modern resort style home with 5 bedrooms, 5 full baths including two Separate Guest Suites. Designed by award winning Architect, William C. Foulk and located in ...

  • 5 Beds
  • 4 Baths
  • 645088 MLS
  • Ainamalu Bldg.
  • Fee Simple Tenure
Courtesy of Corcoran Pacific Properties

Listing courtesy of Corcoran Pacific Properties.

59-403 OLOMANA RD, KAMUELA image
59-403 OLOMANA RD, KAMUELA $3,300,000

Enjoy incredible 180 degree ocean view spans of the entire South Kohala Coast to Haleakala Volcano on Maui. Views also include four of the five Big Island Volcano Mounta...

  • 7 Beds
  • 7 Baths
  • 642870 MLS
  • Fee Simple Tenure
Courtesy of Better Homes and Gardens Real Estate Island Lifestyle

Listing courtesy of Better Homes and Gardens Real Estate Island Lifestyle.

59-1007 KAIHONU PL, KAMUELA image
59-1007 KAIHONU PL, KAMUELA — Kohala Kai $3,200,000 ▼

Kohala Kai is an exclusive large acreage residential development featuring seven exquisite custom oceanfront home sites. Situated on 63 pristine acres on the spectacular ...

  • 286650 MLS
  • Kohala Kai Bldg.
  • Fee Simple Tenure
Courtesy of Hawaii Pacific Brokers, LLC

Listing courtesy of Hawaii Pacific Brokers, LLC.

72-425 KAUPULEHU DR, KAILUA KONA image
72-425 KAUPULEHU DR, KAILUA KONA $3,100,000 ▼

One of the last vacant lots remaining, overlooking the highly esteemed Hualalai Resort! Over 3/4 acre lot with 136 feet of frontage on the 10th fairway of the member's on...

  • 635212 MLS
  • Fee Simple Tenure
Courtesy of Hawaii Life Mauna Kea LLC

Listing courtesy of Hawaii Life Mauna Kea LLC.

68-1210 S KANIKU ALANUI Unit 12B2, KAMUELA image
68-1210 S KANIKU ALANUI Unit 12B2, KAMUELA — The Residences Of Laulea $3,100,000 ▲

MAUNA LANI'S NEWEST DEVELOPMENT brings a fresh, contemporary and energy-efficient evolution to luxury resort living on the Kohala Coast! Consisting of just 17 homes – eac...

  • 4 Beds
  • 4 Baths
  • 631297 MLS
  • The Residences Of Laulea Bldg.
  • Fee Simple Tenure
Courtesy of Venture Sotheby's International Realty

Listing courtesy of Venture Sotheby's International Realty.

68-110 E PUKAUA PL, KAMUELA image
68-110 E PUKAUA PL, KAMUELA $3,000,000 ▼

This very successful vacation rental is a thoughtfully designed, custom built, single level pod style home. Located in the gated Mauna Lani neighborhood of Champion Ridge...

  • 4 Beds
  • 5 Baths
  • 624594 MLS
  • Fee Simple Tenure
Courtesy of Hawaii Life

Listing courtesy of Hawaii Life.

68-125 PUKAUA PL, KAMUELA image
68-125 PUKAUA PL, KAMUELA $2,995,000

Located in the prestigious private resort home community of Champion Ridge, this sprawling retreat offers four spacious bedrooms/five bathrooms and 360 degree views spann...

  • 4 Beds
  • 4 Baths
  • 643982 MLS
  • Fee Simple Tenure
Courtesy of Corcoran Pacific Properties

Listing courtesy of Corcoran Pacific Properties.

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CORCORAN PACIFIC PROPERTIES

808.936.4640 | Karen@KarenBail.com

Mauna Lani Portfolio

Mauna Lani Auberge Resort
68-1400 Mauna Lani Dr, Suite 108
Kamuela, Hi 96743

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Walua Professional Bldg
75-5905 Walua Rd, Suite 9

Kailua-Kona, HI 96740                           

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