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Home Buying FAQ's
Why should I buy a house/property in Hawaii?
We hope this would be obvious, but one of our favorite reasons is simple: This Is Paradise!!! We have plenty of other reasons in case you're not sold there, such as how affordable the price of property and houses are, the diverse and very comfortable climate, and the warm and welcoming people here. If you are new to the Islands, take a look at our Links page to find more information about our wonderful State and all that it has to offer.
What do Leasehold and Fee Simple mean?
This can be a little confusing at first, so here is the explanation. If you purchase a fee simple property, you own the land and the improvements upon it. This is the standard way of owning a property. However, if you purchase a leasehold property, you are buying a lease for the land and, usually, you own the improvements. A residential leasehold might have been set for 55 years but if the ground lease is 30 years old, there would be 25 years left on the lease. Most banks require a minimum number of years remaining on the lease before they will agree to lend on the property. Some require that the lease be renegotiated with the ground lessor, often a family trust or large landholding estate. This can take more time than you expect and, in fact, lessors are not obliged to extend or renegotiate the lease.
With all this, why would anyone buy a leasehold property? Because it is often less expensive to purchase and the lease is depreciable, which may have some tax advantages for you.
As always, before purchasing any property, you should consult with your tax advisor and your attorney about how to protect your tax position and your estate.
How long will it take to buy a house?
This is dependent on quite a few things, so it's not a quick and simple answer. If your lender works quickly and the sellers have already accepted your offer you will generally have a much better idea as to how much longer things will take. In general, one could say that escrows are somewhere between 30-60 days, but realistically as your property and your sale are unique, so will be the timeline. We can assure you that we will do what we can to expedite the transaction however possible, just let us know.
What is the Hawaii Property Tax Rate?
|
Land Use Class
|
Land | Building | |
|---|---|---|---|
| Improved residential |
8.10
|
8.10
|
|
| Unimproved residential |
8.10
|
8.10
|
|
| Apartment |
8.10
|
8.10
|
|
| Hotel/resort |
9.00
|
9.00
|
|
| Commercial |
9.00
|
9.00
|
|
| Industrial |
9.00
|
9.00
|
|
| Agricultural |
8.35
|
8.35
|
|
| Conservation |
8.55
|
8.55
|
|
| Homeowner |
5.55
|
5.55
|
How much does an average house cost on the Big Island?
Housing costs vary greatly from community to community on the Big Island, as they do on the Mainland. The best way to get an idea of current property costs is to browse through the "Property Listings " section of this web site, exploring different locations as you go. You'll be able to see everything that's presently for sale through the Multiple Listing Service because our site links directly to the MLS database.
Once you know the specific area(s) you are interested in, contact us and we will help you find your dream home or property!
Your Hawai'i Home
Great lot with good sized acreage for sale in Kohala Estates subdivision! Great house site with coastline and beautiful ocean view! This is an Ag CPR and an ohana dwelli...
- 602152 MLS
- Kohala Oceanview Bldg.
- Fee Simple Tenure
Listing courtesy of Island Beach Rentals, LLC.
Sanctuary is defined as a place of refuge or safety, a nature reserve, a holy place. This ultra-private stunner with expansive ocean views embodies the definition of Sa...
- 5 Beds
- 5 Baths
- 634258 MLS
- Fee Simple Tenure
Listing courtesy of Elite Pacific Properties LLC.
Mauna Lani Point H 102 is a newly renovated, beautifully furnished condo overlooking 15th fairway of Mauna Lani South Course with fantastic ocean views. This private low...
- 2 Beds
- 2 Baths
- 636457 MLS
- Mauna Lani Point Bldg.
- Fee Simple Tenure
Listing courtesy of Hawaii Luxury Real Estate.
Ten acres of prime Big Island Ranch land located in the incredibly beautiful equestrian and polo community of Waikii Ranch. Surrounded by the mountains of Mauna Kea, Mau...
- 636693 MLS
- Fee Simple Tenure
Listing courtesy of Elite Pacific Properties LLC.
"KULALANI - Heavenly Gold" (Mauna Lani Resort) - Highly sought after Hawaii luxury living within one of the finest gated communities on the entire Kohala Coast. This des...
- 3 Beds
- 2 Baths
- 636893 MLS
- Kulalani At Mauna Lani Bldg.
- Fee Simple Tenure
Listing courtesy of Luxury Big Island.
Unit C3 has been beautifully updated with new Coretec Pacifica WPC flooring (Koa Hawaiian Ash) in the living room, master / Jr. bedrooms, and loft area, Berber carpet on ...
- 3 Beds
- 3 Baths
- 636717 MLS
- Golf Villas At Mauna Lani Resort Bldg.
- Fee Simple Tenure
Listing courtesy of Hawaii Beach and Golf Properties.
This two bedroom unit shows complete pride of ownership with great golf course views and no elevator or stairs. Beautifully maintained complex with detached garages and p...
- 2 Beds
- 2 Baths
- 636773 MLS
- Waikoloa Beach Villas Bldg.
- Fee Simple Tenure
Listing courtesy of Clark Realty - Kona.
HUALALAI RESORT, Hainoa Villa 2901D: This upper corner unit situated at the top of the resort allows you to enjoy incredible panoramic coastline views of the Pacific Ocea...
- 3 Beds
- 3 Baths
- 625694 MLS
- Hainoa Villas Bldg.
- Fee Simple Tenure
Listing courtesy of Hualalai Realty.
This beautiful Kohala Waterfront offering epitomizes Big Island coastal living. The large, multi-level home is perched perfectly above Lauipala Place. The two adjoining-l...
- 3 Beds
- 3 Baths
- 635825 MLS
- Kohala Waterfront Bldg.
- Fee Simple Tenure
Listing courtesy of Coldwell Banker Island Properties - Kona.
HUALALAI RESORT, Ke Alaula 217C: A privately tucked away villa set on a bluff behind the 3rd tee box of the Ke‘olu Golf Course. This corner unit offers a unique blend of ...
- 3 Beds
- 3 Baths
- 636327 MLS
- Villas At Ke Alaula Bldg.
- Fee Simple Tenure
Listing courtesy of Hualalai Realty.
Welcome to Fairways at Mauna Lani #803! This fully furnished, 2 bedroom and 2 ½ baths, turn-key move-in ready condo is sure to be your new ideal home in Hawaii. This de...
- 2 Beds
- 2 Baths
- 636468 MLS
- Fairways At Mauna Lani Bldg.
- Fee Simple Tenure
Listing courtesy of Venture Sotheby's International Realty.
This spacious unit, located in the Bo Tree Tower has been tastefully remodeled and the location provides for tropical views with some ocean in the distance. This is a gr...
- 2 Beds
- 2 Baths
- 636260 MLS
- Shores At Waikoloa Beach Resort Bldg.
- Fee Simple Tenure
Listing courtesy of Elite Pacific Properties LLC.
Rare opportunity to own a timeless classic in the Mauna Kea Fairways South. Located in an extremely private and lushly landscaped setting with expansive ocean and Mauna K...
- 4 Beds
- 3 Baths
- 636470 MLS
- Fee Simple Tenure
Listing courtesy of Hawaii Life Mauna Kea LLC.
Mauna Lani Point is one of the most favored properties at the Mauna Lani Resort where the new Mauna Lani Auberge has just reopened in the rarely available A building. As ...
- 1 Beds
- 1 Baths
- 636526 MLS
- Mauna Lani Point Bldg.
- Fee Simple Tenure
Listing courtesy of Elite Pacific Properties LLC.
The Villages at Mauna Lani is an exclusive gated community of luxury homes on the Kohala coast with Maryl built quality and high end finishes including cherry cabinetry, ...
- 3 Beds
- 3 Baths
- 636575 MLS
- Villages At Mauna Lani Bldg.
- Fee Simple Tenure
Listing courtesy of Elite Pacific Properties LLC.
The 2.89 acre parcel presents an opportunity for a developer or owner-user to construct a commercial project serving the Kohala Coast. The CV-10, Village Commercial Distr...
- 636341 MLS
- Fee Simple Tenure
Listing courtesy of Lake Pacific Realty Corporation.
HUALALAI RESORT, Ke Alaula 219B: A corner-end townhome, located in the only duplex building within the Ke Alaula Villa community. The spacious open concept design with po...
- 3 Beds
- 3 Baths
- 634930 MLS
- Villas At Ke Alaula Bldg.
- Fee Simple Tenure
Listing courtesy of Hualalai Realty.
Owned by the original owner, rarely available ocean view 1-BR unit in the Building G at a great price! Never been rented. Building G is the smallest among all buildings ...
- 1 Beds
- 1 Baths
- 636171 MLS
- Mauna Lani Point Bldg.
- Fee Simple Tenure
Listing courtesy of Hapuna Realty.
The Islands at Mauni Lani #Q4 is an exceptionally spacious Townhome designed to have the benefits of a Home, with the convenience of a condo. There are two Master Suite...
- 2 Beds
- 2 Baths
- 636036 MLS
- Islands At Mauna Lani The Bldg.
- Fee Simple Tenure
Listing courtesy of Island Paradise Properties, LLC.
Welcome to Honua A Home 511 at Ka Milo! You don't want to miss this one! This IMMACULATE single level 3 bedroom, 3 bath home is thoughtfully designed to maximize space ...
- 3 Beds
- 3 Baths
- 636187 MLS
- Ka Milo At Mauna Lani Bldg.
- Fee Simple Tenure
Listing courtesy of Island Paradise Properties, LLC.