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Home Buying FAQ's
Why should I buy a house/property in Hawaii?
We hope this would be obvious, but one of our favorite reasons is simple: This Is Paradise!!! We have plenty of other reasons in case you're not sold there, such as how affordable the price of property and houses are, the diverse and very comfortable climate, and the warm and welcoming people here. If you are new to the Islands, take a look at our Links page to find more information about our wonderful State and all that it has to offer.
What do Leasehold and Fee Simple mean?
This can be a little confusing at first, so here is the explanation. If you purchase a fee simple property, you own the land and the improvements upon it. This is the standard way of owning a property. However, if you purchase a leasehold property, you are buying a lease for the land and, usually, you own the improvements. A residential leasehold might have been set for 55 years but if the ground lease is 30 years old, there would be 25 years left on the lease. Most banks require a minimum number of years remaining on the lease before they will agree to lend on the property. Some require that the lease be renegotiated with the ground lessor, often a family trust or large landholding estate. This can take more time than you expect and, in fact, lessors are not obliged to extend or renegotiate the lease.
With all this, why would anyone buy a leasehold property? Because it is often less expensive to purchase and the lease is depreciable, which may have some tax advantages for you.
As always, before purchasing any property, you should consult with your tax advisor and your attorney about how to protect your tax position and your estate.
How long will it take to buy a house?
This is dependent on quite a few things, so it's not a quick and simple answer. If your lender works quickly and the sellers have already accepted your offer you will generally have a much better idea as to how much longer things will take. In general, one could say that escrows are somewhere between 30-60 days, but realistically as your property and your sale are unique, so will be the timeline. We can assure you that we will do what we can to expedite the transaction however possible, just let us know.
What is the Hawaii Property Tax Rate?
|
Land Use Class
|
Land | Building | |
|---|---|---|---|
| Improved residential |
8.10
|
8.10
|
|
| Unimproved residential |
8.10
|
8.10
|
|
| Apartment |
8.10
|
8.10
|
|
| Hotel/resort |
9.00
|
9.00
|
|
| Commercial |
9.00
|
9.00
|
|
| Industrial |
9.00
|
9.00
|
|
| Agricultural |
8.35
|
8.35
|
|
| Conservation |
8.55
|
8.55
|
|
| Homeowner |
5.55
|
5.55
|
How much does an average house cost on the Big Island?
Housing costs vary greatly from community to community on the Big Island, as they do on the Mainland. The best way to get an idea of current property costs is to browse through the "Property Listings " section of this web site, exploring different locations as you go. You'll be able to see everything that's presently for sale through the Multiple Listing Service because our site links directly to the MLS database.
Once you know the specific area(s) you are interested in, contact us and we will help you find your dream home or property!
Your Hawai'i Home
Property owners are extended the opportunity to apply to the Kukio Golf & Beach Club: an oceanfront private club with world class amenities including Tom Fazio designed 1...
- 6 Beds
- 6 Baths
- 638612 MLS
- Fee Simple Tenure
Listing courtesy of Kukio Properties.
Kaupulehu Phase I, Lot 18A is a rarely available oceanfront, consolidated double lot within the newest development community associated with Kukio, just north of the Four...
- 639326 MLS
- Kaupulehu Development Bldg.
- Fee Simple Tenure
Listing courtesy of Hawaii Life Mauna Kea LLC.
Property owners are extended the opportunity to apply to the Kukio Golf & Beach Club: an oceanfront private club with world class amenities including Tom Fazio designed 1...
- 6 Beds
- 7 Baths
- 641440 MLS
- Fee Simple Tenure
Listing courtesy of Kukio Properties.
Maniniowali 31 features three separate living pods. Two guest pods each featuring a living room, kitchen, two bedrooms and two bathrooms. The main house features a great ...
- 8 Beds
- 8 Baths
- 639492 MLS
- Fee Simple Tenure
Listing courtesy of Kukio Properties.
Property owners are extended the opportunity to apply to the Kukio Golf & Beach Club: an oceanfront private club with world class amenities including Tom Fazio designed 1...
- 5 Beds
- 5 Baths
- 638610 MLS
- Fee Simple Tenure
Listing courtesy of Kukio Properties.
Perched at almost at the highest elevations in the Hualalai Resort, this estate home boasts a beautiful, unobstructed view of the Pacific Ocean - a truly unique offering ...
- 7 Beds
- 7 Baths
- 635257 MLS
- Fee Simple Tenure
Listing courtesy of Venture Sotheby's International Realty.
HUALALAI RESORT | One of a kind three year old Hualalai home at the end of a lovely cul de sac, furnished to perfection by the current owners. Automatic patio doors open ...
- 5 Beds
- 5 Baths
- 633199 MLS
- Fee Simple Tenure
Listing courtesy of Elite Pacific Properties LLC.
3 five bedrooms, five and one half baths custom homes each with its own swimming pool, centrally located on Alii Drive. These homes are on agricultural land in a private ...
- 15 Beds
- 15 Baths
- 634131 MLS
- Smith Farm Bldg.
- Fee Simple Tenure
Listing courtesy of Island Land Company, Inc..
Timeless. Iconic. Words used to describe The Mauna Kea Resort; a mid-century marvel. They also describe the architecture of Frank Lloyd Wright. In this 9000 sf custom hom...
- 6 Beds
- 6 Baths
- 632941 MLS
- Fee Simple Tenure
Listing courtesy of Venture Sotheby's International Realty.
Immaculate 6-bedroom custom home with approx. 10,000 sq. ft. of air-conditioned space at Mauna Kea Resort, exceptional finishes and elegant craftsmanship; an inspired des...
- 6 Beds
- 8 Baths
- 640492 MLS
- Fee Simple Tenure
Listing courtesy of Luxury Big Island.
Kohala Kai is an exclusive new residential development featuring seven exquisite, large acreage, custom oceanfront home sites. Situated on 63 pristine acres on the specta...
- 286630 MLS
- Kohala Kai Bldg.
- Fee Simple Tenure
Listing courtesy of Hawaii Pacific Brokers, LLC.
Property owners are extended the opportunity to apply to the Kukio Golf & Beach Club: an oceanfront private club with world class amenities including Tom Fazio designed 1...
- 5 Beds
- 5 Baths
- 639358 MLS
- Fee Simple Tenure
Listing courtesy of Kukio Properties.
Property owners are extended the opportunity to apply to the Kukio Golf & Beach Club: an oceanfront private club with world class amenities including Tom Fazio designed 1...
- 5 Beds
- 5 Baths
- 639800 MLS
- Fee Simple Tenure
Listing courtesy of Kukio Properties.
Spectacular Hualalai Custom Residence, designed by Vancouver based OpenSpace Architecture, on a large corner lot, overlooking the #10 Keolu fairway with panoramic ocean v...
- 5 Beds
- 5 Baths
- 613734 MLS
- Fee Simple Tenure
Listing courtesy of Elite Pacific Properties LLC.
Situated on nearly an acre to maximize exceptionally broad horizon views, this owner-built 5 bedroom, 4.5 bathroom custom estate is sure to catch the eye of any artistica...
- 5 Beds
- 4 Baths
- 640697 MLS
- Fee Simple Tenure
Listing courtesy of Elite Pacific Properties LLC.
Absolutely fabulous, refurbished, fully furnished, custom 5 bedroom residence with 7,669 sq ft air-conditioned living space, unobstructed 180 degree ocean, fairway and su...
- 5 Beds
- 6 Baths
- 634638 MLS
- Fee Simple Tenure
Listing courtesy of Mauna Lani Realty.
The ultimate resort residence! Warren Sunnland design captures the best aspects of the site; large rooms, wide frontage, maximum views, best finishes and a smart, simple ...
- 5 Beds
- 5 Baths
- 632318 MLS
- Fee Simple Tenure
Listing courtesy of Hawaii Life Mauna Kea LLC.
HUALALAI RESORT, Hales at Ke Alaula: [LISTING DESCRIPTION TO FOLLOW]
- 4 Beds
- 5 Baths
- 637119 MLS
- Fee Simple Tenure
Listing courtesy of Hualalai Realty.
Property owners are extended the opportunity to apply to the Kukio Golf & Beach Club: an oceanfront private club with world class amenities including Tom Fazio designed 1...
- 3 Beds
- 3 Baths
- 641010 MLS
- Kukio Beach Club & Cottages Bldg.
- Fee Simple Tenure
Listing courtesy of Kukio Properties.
Totally renovated, like new custom home located in the South Fairways of the Mauna Kea Resort. Accessed by a meandering private driveway, leading to a beautifully landsca...
- 4 Beds
- 4 Baths
- 639015 MLS
- Fee Simple Tenure
Listing courtesy of Hawaii Life Mauna Kea LLC.
This architecturally designed Kaupulehu residence consists of an exceptionally well planned, 6 bedroom, 6.5 bathroom floorplan with over 10,600sf. under roof on a lushly ...
- 6 Beds
- 6 Baths
- 628381 MLS
- Kukio Kd Bldg.
- Fee Simple Tenure
Listing courtesy of Hawaii Life Mauna Kea LLC.
Property owners are extended the opportunity to apply to the Kukio Golf & Beach Club: an oceanfront private club with world class amenities including Tom Fazio designed 1...
- 4 Beds
- 4 Baths
- 631769 MLS
- Fee Simple Tenure
Listing courtesy of Kukio Properties.
Property owners are extended the opportunity to apply to the Kukio Golf & Beach Club: an oceanfront private club with world class amenities including Tom Fazio designed 1...
- 4 Beds
- 5 Baths
- 636226 MLS
- Fee Simple Tenure
Listing courtesy of Kukio Properties.
Property owners are extended the opportunity to apply to the Kukio Golf & Beach Club: an oceanfront private club with world class amenities including Tom Fazio designed 1...
- 4 Beds
- 4 Baths
- 639722 MLS
- Kikaua Point Cottages Bldg.
- Fee Simple Tenure
Listing courtesy of Kukio Properties.
Property owners are extended the opportunity to apply to the Kukio Golf & Beach Club: an oceanfront private club with world class amenities including Tom Fazio designed 1...
- 4 Beds
- 5 Baths
- 636224 MLS
- Fee Simple Tenure
Listing courtesy of Kukio Properties.
Property owners are extended the opportunity to apply to the Kukio Golf & Beach Club: an oceanfront private club with world class amenities including Tom Fazio designed 1...
- 5 Beds
- 5 Baths
- 632773 MLS
- Fee Simple Tenure
Listing courtesy of Kukio Properties.
Property owners are extended the opportunity to apply to the Kukio Golf & Beach Club: an oceanfront private club with world class amenities including Tom Fazio designed 1...
- 4 Beds
- 4 Baths
- 641109 MLS
- Fee Simple Tenure
Listing courtesy of Kukio Properties.
Kukio South 9 offers ocean, Maui and golf course views. This home features four bedrooms, office and four and one-half bathroom. Property owners are extended the opportun...
- 4 Beds
- 4 Baths
- 629175 MLS
- Fee Simple Tenure
Listing courtesy of Kukio Properties.
Reduced another $100,000! The perfect home for entertaining! Enter the private courtyard with its rich lava rock walls and carved entry gates, past the waterfall and pond...
- 4 Beds
- 4 Baths
- 629957 MLS
- Fee Simple Tenure
Listing courtesy of Elite Pacific Properties LLC.
Don't take my word for how fabulous this home is. See all the quality details for yourself. Tour this magnificent home now in the 3D interactive virtual tour Mauna Lani ...
- 6 Beds
- 5 Baths
- 631480 MLS
- 49 Black Sands Beach Bldg.
- Fee Simple Tenure
Listing courtesy of Better Homes and Gardens Real Estate Island Lifestyle.
LOCATION LOCATION LOCATION. Overlooking the #7 green of the member's only Keolu golf course, close to the "core" of Hualalai, with stunning ocean, fairway and sunset view...
- 5 Beds
- 5 Baths
- 628285 MLS
- Ke Alaula Bldg.
- Fee Simple Tenure
Listing courtesy of Elite Pacific Properties LLC.
HUALALAI RESORT, Estate Villa 173A: The lush tropical landscape and breathtaking views of Hualalai Mountain await you at Estate Villa 173A. Summer ocean sunsets and expan...
- 4 Beds
- 4 Baths
- 639681 MLS
- Estate Villas At Hualalai Ph Iii Bldg.
- Fee Simple Tenure
Listing courtesy of Hualalai Realty.
Hapuna Estates at Mauna Kea Resort Lot 8 boasts fantastic ocean, golf and mountain views. A custom home with 5 bedrooms, 5.5 bathrooms, 3-car garage and swimming pool si...
- 5 Beds
- 5 Baths
- 639501 MLS
- Fee Simple Tenure
Listing courtesy of Hapuna Realty.
REDUCED $300,000! Perfect Hawaii Family "safe haven" ! Overlooking the blue Pacific ocean and the #12 South fairway on 1.25 acres walking distance to Black Sand Beach. E...
- 5 Beds
- 5 Baths
- 629585 MLS
- Fee Simple Tenure
Listing courtesy of Elite Pacific Properties LLC.
MB28A features a consolidation of three homesites. The 6.42 acres offers a building envelope of 103,260 square feet. Property owners are extended the opportunity to apply...
- 627113 MLS
- Fee Simple Tenure
Listing courtesy of Kukio Properties.
The Residences of Laule’a is Mauna Lani’s newest development bringing a contemporary evolution to luxury resort living on the Kohala Coast! Consisting of just 17 homes – ...
- 4 Beds
- 4 Baths
- 635794 MLS
- The Residences Of Laulea Bldg.
- Fee Simple Tenure
Listing courtesy of Venture Sotheby's International Realty.
Hillside Villa #6200 at Hualalai Resort, home of the Four Seasons Hualalai Resort. This upper floor expansive penthouse unit occupies the entire top floor of the building...
- 3 Beds
- 3 Baths
- 637511 MLS
- Hillside Villas At Hualalai Ph Ii Bldg.
- Fee Simple Tenure
Listing courtesy of Hawaii Life Mauna Kea LLC.
72-212 Na Hale at Kahikole #4 | Hualalai Resort | A pristine, designer-furnished home, immaculately maintained and surrounded by lush tropical landscaping. Located close ...
- 4 Beds
- 4 Baths
- 640653 MLS
- Na Hale At Kahikole Ph Ii Bldg.
- Fee Simple Tenure
Listing courtesy of Elite Pacific Properties LLC.
HUALALAI RESORT, Estate Villas at Hainoa 122: Spacious, newly furnished villa with private swimming pool, spa, detached guest house and 2.5 car garage. This is a wonderfu...
- 4 Beds
- 4 Baths
- 630541 MLS
- Estate Villas At Hainoa Ph Ii Bldg.
- Fee Simple Tenure
Listing courtesy of Hualalai Realty.
Property owners are extended the opportunity to apply to the Kukio Golf & Beach Club: an oceanfront private club with world class amenities including Tom Fazio designed 1...
- 3 Beds
- 3 Baths
- 641451 MLS
- Kukio Beach Club & Cottages Bldg.
- Fee Simple Tenure
Listing courtesy of Kukio Properties.