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Home Buying FAQ's
Why should I buy a house/property in Hawaii?
We hope this would be obvious, but one of our favorite reasons is simple: This Is Paradise!!! We have plenty of other reasons in case you're not sold there, such as how affordable the price of property and houses are, the diverse and very comfortable climate, and the warm and welcoming people here. If you are new to the Islands, take a look at our Links page to find more information about our wonderful State and all that it has to offer.
What do Leasehold and Fee Simple mean?
This can be a little confusing at first, so here is the explanation. If you purchase a fee simple property, you own the land and the improvements upon it. This is the standard way of owning a property. However, if you purchase a leasehold property, you are buying a lease for the land and, usually, you own the improvements. A residential leasehold might have been set for 55 years but if the ground lease is 30 years old, there would be 25 years left on the lease. Most banks require a minimum number of years remaining on the lease before they will agree to lend on the property. Some require that the lease be renegotiated with the ground lessor, often a family trust or large landholding estate. This can take more time than you expect and, in fact, lessors are not obliged to extend or renegotiate the lease.
With all this, why would anyone buy a leasehold property? Because it is often less expensive to purchase and the lease is depreciable, which may have some tax advantages for you.
As always, before purchasing any property, you should consult with your tax advisor and your attorney about how to protect your tax position and your estate.
How long will it take to buy a house?
This is dependent on quite a few things, so it's not a quick and simple answer. If your lender works quickly and the sellers have already accepted your offer you will generally have a much better idea as to how much longer things will take. In general, one could say that escrows are somewhere between 30-60 days, but realistically as your property and your sale are unique, so will be the timeline. We can assure you that we will do what we can to expedite the transaction however possible, just let us know.
What is the Hawaii Property Tax Rate?
|
Land Use Class
|
Land | Building | |
|---|---|---|---|
| Improved residential |
8.10
|
8.10
|
|
| Unimproved residential |
8.10
|
8.10
|
|
| Apartment |
8.10
|
8.10
|
|
| Hotel/resort |
9.00
|
9.00
|
|
| Commercial |
9.00
|
9.00
|
|
| Industrial |
9.00
|
9.00
|
|
| Agricultural |
8.35
|
8.35
|
|
| Conservation |
8.55
|
8.55
|
|
| Homeowner |
5.55
|
5.55
|
How much does an average house cost on the Big Island?
Housing costs vary greatly from community to community on the Big Island, as they do on the Mainland. The best way to get an idea of current property costs is to browse through the "Property Listings " section of this web site, exploring different locations as you go. You'll be able to see everything that's presently for sale through the Multiple Listing Service because our site links directly to the MLS database.
Once you know the specific area(s) you are interested in, contact us and we will help you find your dream home or property!
Your Hawai'i Home
Waikii Ranch is the premiere equestrian community on the Big Island. Lots are 10, 20 and 40 acres. Views of the ocean, the Gold Coast north to south, Maui, Mauna Kea, Ma...
- 638159 MLS
- Waikii Ranch Bldg.
- Fee Simple Tenure
Listing courtesy of Elite Pacific Properties LLC.
This wonderful Golf Villas ground floor condo has been upgraded from top to bottom by the original owner who has been running a successful vacation rental. Continue to va...
- 2 Beds
- 2 Baths
- 635138 MLS
- Golf Villas At Mauna Lani Resort Bldg.
- Fee Simple Tenure
Listing courtesy of Elite Pacific Properties LLC.
Dramatic and Stunning Oceanfront Vistas. So close to the Ocean you can feel the ocean mist, hear the whales breathing during whale season, and watch the dolphins play. T...
- 638112 MLS
- Fee Simple Tenure
Listing courtesy of Elite Pacific Properties LLC.
Great opportunity to own a 1/4 interest in a beautiful, renovated, two bedroom, ocean view Mauna Lani Terrace unit, B 201. Owners share the unit each with 3 months a yea...
- 2 Beds
- 2 Baths
- 638093 MLS
- Mauna Lani Terrace Bldg.
- Fee Simple Tenure
Listing courtesy of Elite Pacific Properties LLC.
White water and ocean views from completely this renovated 2 bedroom villa, overlooking the fishponds, with tile floors through-out, granite counters, upgraded kitchen an...
- 2 Beds
- 2 Baths
- 637931 MLS
- Mauna Lani Terrace Bldg.
- Fee Simple Tenure
Listing courtesy of Elite Pacific Properties LLC.
Walk to the Shops, dining, hotels & the beach from this beautiful end unit townhouse. The preferred end units boast an expansive 2 story east facing wall of windows for...
- 2 Beds
- 2 Baths
- 638037 MLS
- Kulalani At Mauna Lani Bldg.
- Fee Simple Tenure
Listing courtesy of Hawaii Life.
Waikoloa Beach Villa C4 is located in the Waikoloa Beach Resort which has two shopping centers, 2 golf courses , the Hilton Waikoloa Village Hotel and the fabulous and f...
- 3 Beds
- 3 Baths
- 638044 MLS
- Waikoloa Beach Villas Bldg.
- Fee Simple Tenure
Listing courtesy of Kohala Coast Properties.
A FABULOUS NEWLY REMODELED HOME WITH EXQUISITE NEW POOL AND CONTEMPORARY INTERIOR DESIGN. HUGE CEILINGS AND OPEN AIR FEELING WITH ABUNDANT MONKEY POD SHADE TREES. VIEW ...
- 4 Beds
- 3 Baths
- 637664 MLS
- Kohala By The Sea Bldg.
- Fee Simple Tenure
Listing courtesy of Elite Pacific Properties LLC.
The Villages 201 is a 3-bedroom 3.5-bath duplex town home, former model unit with furnishings by Peggy Chesnut and many upgrades. The owner originally paid about $84,000...
- 3 Beds
- 3 Baths
- 637082 MLS
- Villages At Mauna Lani Bldg.
- Fee Simple Tenure
Listing courtesy of Hapuna Realty.
Elegance, ease and coastal perfection. Whales breeching from Lanai- sunsets to close the day. See Maui's majestic Haleakala to the North, and the gracious Kohala Gold C...
- 3 Beds
- 3 Baths
- 635483 MLS
- Fee Simple Tenure
Listing courtesy of Venture Sotheby's International Realty.
Fully furnished and ready to move in! Priced to sell, this 2-story unit features covered garage, high ceilings with sunken living room, spacious kitchen which includes d...
- 2 Beds
- 2 Baths
- 637869 MLS
- Waikoloa Colony Villas Bldg.
- Fee Simple Tenure
Listing courtesy of Savio Realty Ltd. - Hilo Office.
View the interactive virtual tour at http://bit.ly/ShoresWBR222u Updated single level bright home with engineered cherry hardwood floors and tile throughout. Phenomenal...
- 2 Beds
- 2 Baths
- 637314 MLS
- Shores At Waikoloa Beach Resort Bldg.
- Fee Simple Tenure
Listing courtesy of Hawaii Beach and Golf Properties.
One of the most charming units available at Kulalani with high end furnishings included. Light, bright and airy with golf course views and a water feature opening up to ...
- 2 Beds
- 2 Baths
- 637725 MLS
- Kulalani At Mauna Lani Bldg.
- Fee Simple Tenure
Listing courtesy of Elite Pacific Properties LLC.
PRICED TO SELL!!! The Fairways at Mauna Lani #901 is a successful vacation rental with a strong rental history now being sold by the original owners. This end unit is a...
- 2 Beds
- 2 Baths
- 637575 MLS
- The Fairways At Mauna Lani Bldg.
- Fee Simple Tenure
Listing courtesy of Elite Pacific Properties LLC.
Beautiful 2 bedroom, 2 1/2 bath condo located in the luxurious Waikoloa Beach Resort. Desirable 'A' floor plan which has a larger kitchen and additional half bath. Huge...
- 2 Beds
- 2 Baths
- 627291 MLS
- Vista Waikoloa Bldg.
- Fee Simple Tenure
Listing courtesy of World Class Properties, LLC.
Gorgeous ocean and coastline views! Located in the Meadows at a cool and comfortable elevation. This newer custom was built in 2007. Single level with appx 3306 sf. Great...
- 3 Beds
- 1 Baths
- 632906 MLS
- Fee Simple Tenure
Listing courtesy of Kohala Resort Realty, LLC.
Hillside Villa at Hualalai Resort, home of the Four Seasons Resort. This upper floor expansive penthouse unit with a private elevator enjoys a wrap around lanai of approx...
- 3 Beds
- 3 Baths
- 637511 MLS
- Hillside Villas At Hualalai Ph Ii Bldg.
- Fee Simple Tenure
Listing courtesy of Hawaii Life Mauna Kea LLC.
Situated in one of the best locations at Waikoloa Colony Villas, this 1446 sq ft, 2B/2.5B townhouse has it all - beautifull upgrades and shows like model. The living are...
- 2 Beds
- 2 Baths
- 636789 MLS
- Waikoloa Colony Villas Bldg.
- Fee Simple Tenure
Listing courtesy of Elite Pacific Properties LLC.
Embrace amazing panoramic ocean and coastal views are unparalleled from this 47,853 sqft. lot in the Heathers II in Kohala Ranch. It is located above the Heathers at the...
- 636363 MLS
- Kohala Ranch - Heathers Ii Bldg.
- Fee Simple Tenure
Listing courtesy of Hawaii Beach and Golf Properties.
