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Home Buying FAQ's
Why should I buy a house/property in Hawaii?
We hope this would be obvious, but one of our favorite reasons is simple: This Is Paradise!!! We have plenty of other reasons in case you're not sold there, such as how affordable the price of property and houses are, the diverse and very comfortable climate, and the warm and welcoming people here. If you are new to the Islands, take a look at our Links page to find more information about our wonderful State and all that it has to offer.
What do Leasehold and Fee Simple mean?
This can be a little confusing at first, so here is the explanation. If you purchase a fee simple property, you own the land and the improvements upon it. This is the standard way of owning a property. However, if you purchase a leasehold property, you are buying a lease for the land and, usually, you own the improvements. A residential leasehold might have been set for 55 years but if the ground lease is 30 years old, there would be 25 years left on the lease. Most banks require a minimum number of years remaining on the lease before they will agree to lend on the property. Some require that the lease be renegotiated with the ground lessor, often a family trust or large landholding estate. This can take more time than you expect and, in fact, lessors are not obliged to extend or renegotiate the lease.
With all this, why would anyone buy a leasehold property? Because it is often less expensive to purchase and the lease is depreciable, which may have some tax advantages for you.
As always, before purchasing any property, you should consult with your tax advisor and your attorney about how to protect your tax position and your estate.
How long will it take to buy a house?
This is dependent on quite a few things, so it's not a quick and simple answer. If your lender works quickly and the sellers have already accepted your offer you will generally have a much better idea as to how much longer things will take. In general, one could say that escrows are somewhere between 30-60 days, but realistically as your property and your sale are unique, so will be the timeline. We can assure you that we will do what we can to expedite the transaction however possible, just let us know.
What is the Hawaii Property Tax Rate?
|
Land Use Class
|
Land | Building | |
|---|---|---|---|
| Improved residential |
8.10
|
8.10
|
|
| Unimproved residential |
8.10
|
8.10
|
|
| Apartment |
8.10
|
8.10
|
|
| Hotel/resort |
9.00
|
9.00
|
|
| Commercial |
9.00
|
9.00
|
|
| Industrial |
9.00
|
9.00
|
|
| Agricultural |
8.35
|
8.35
|
|
| Conservation |
8.55
|
8.55
|
|
| Homeowner |
5.55
|
5.55
|
How much does an average house cost on the Big Island?
Housing costs vary greatly from community to community on the Big Island, as they do on the Mainland. The best way to get an idea of current property costs is to browse through the "Property Listings " section of this web site, exploring different locations as you go. You'll be able to see everything that's presently for sale through the Multiple Listing Service because our site links directly to the MLS database.
Once you know the specific area(s) you are interested in, contact us and we will help you find your dream home or property!
Your Hawai'i Home
Clean unit, new carpet, new tile and new paint. H Stainless steel appliances. QUIET location. Located in a conforming zone for short term vacation rental in resort are...
- 2 Beds
- 2 Baths
- 634688 MLS
- Waikoloa Colony Villas Bldg.
- Fee Simple Tenure
Listing courtesy of Hawaiian Dream Properties.
Remodeled and upgraded end unit next to quiet open space. TWO master suites and 1,868 square feet of interior living space! The ground floor master has dual bathroom sink...
- 2 Beds
- 2 Baths
- 634671 MLS
- Kulalani At Mauna Lani Bldg.
- Fee Simple Tenure
Listing courtesy of Hawaii Life Mauna Kea LLC.
This 2,189 sf 2 bedroom 2.5 bath duplex town home with a 2-car garage is located in a quiet location in a low-density gated community in the heart of the Mauna Lani Resor...
- 2 Beds
- 2 Baths
- 634687 MLS
- Islands At Mauna Lani The Bldg.
- Fee Simple Tenure
Listing courtesy of Hapuna Realty.
Don’t miss this newly renovated ground floor successful vacation rental overlooking the 4th fairway of the famed Francis H. I'i Brown South Golf Course in the gated commu...
- 2 Beds
- 2 Baths
- 634758 MLS
- Golf Villas At Mauna Lani Resort Bldg.
- Fee Simple Tenure
Listing courtesy of Kohala Resort Realty, LLC.
Entering the gate at The Shores, you are greeted by mature landscaping, manicured lawns and glistening Koi ponds. Approaching the Bo Tree Towers courtyard, Monkey Pod tre...
- 1 Beds
- 1 Baths
- 634421 MLS
- Shores At Waikoloa Beach Resort Bldg.
- Fee Simple Tenure
Listing courtesy of Hawaii Life.
BRAND NEW 4 BEDROOM LUXURY RESORT HOME - PERFECT RESIDENCE OR VACATION RENTAL WITH GOLF COURSE VIEWS Perched behind the 11th green of The Mauna Lani North Golf Course yo...
- 4 Beds
- 3 Baths
- 633715 MLS
- Ka Milo At Mauna Lani Bldg.
- Fee Simple Tenure
Listing courtesy of Island Paradise Properties, LLC.
A rare offering, one of just two penthouse Mauna Lani Terrace three bedroom villas. Oceanfront, ocean, pond, Maui and sunset views J 303 has never before been listed, wit...
- 3 Beds
- 3 Baths
- 634634 MLS
- Mauna Lani Terrace Bldg.
- Fee Simple Tenure
Listing courtesy of Mauna Lani Realty.
Absolutely fabulous, refurbished, fully furnished, custom 5 bedroom residence with 7,669 sq ft air-conditioned living space, unobstructed 180 degree ocean, fairway and su...
- 5 Beds
- 6 Baths
- 634638 MLS
- Fee Simple Tenure
Listing courtesy of Mauna Lani Realty.
You must see this spacious "turn-key" home in the privately-gated community of Kohala Ranch with 3 bedrooms and 3 full bathrooms and 1 half bath that is ideal for family...
- 3 Beds
- 3 Baths
- 634554 MLS
- Fee Simple Tenure
Listing courtesy of Don Watson Realty, LLC.
A beautifully renovated and charming Villa in The Fairways at the Mauna Lani Resort #1201. Turn-key, this home feels brand new and move in ready. #1201 is a preferred e...
- 2 Beds
- 2 Baths
- 634657 MLS
- Fairways At Mauna Lani Bldg.
- Fee Simple Tenure
Listing courtesy of Hawaii Luxury Real Estate.
Meticulously maintained two bedroom, two bath, first floor unit with view of Mauna Kea and the first hole of the Beach golf course from the lanai. Enjoy upgraded black s...
- 2 Beds
- 2 Baths
- 634216 MLS
- Fairway Villas At Waikoloa Beach Resort Bldg.
- Fee Simple Tenure
Listing courtesy of Windermere C & H Properties.
BAY CLUB UPPER VILLA 621 HAS ALWAYS BEEN EXCEPTIONAL, but the latest renovations have brought the unit current, and 'on trend'. The latest improvements include: new air ...
- 2 Beds
- 2 Baths
- 633762 MLS
- Bay Club@Waikoloa Bch Resort The Bldg.
- Fee Simple Tenure
Listing courtesy of Hawaii Life.
Turnkey 3 bedroom, 2-level condo with over 1,900 square feet providing plenty of room for family, friends and privacy. Great location within Fairways at Mauna Lani with ...
- 3 Beds
- 2 Baths
- 634548 MLS
- Fairways At Mauna Lani Bldg.
- Fee Simple Tenure
Listing courtesy of Hapuna Realty.
Extraordinary in its size, beauty, and details, this property is being offered to the discriminating resort buyer looking for a well maintained large family home with a s...
- 5 Beds
- 4 Baths
- 632623 MLS
- Fee Simple Tenure
Listing courtesy of Elite Pacific Properties LLC.
This quaint villa tucked away on the North end of Waikoloa Beach Resort is conveniently located poolside and just a short walk to the BBQ, your mailbox and the exercise r...
- 2 Beds
- 2 Baths
- 634497 MLS
- Waikoloa Colony Villas Bldg.
- Fee Simple Tenure
Listing courtesy of Hawaii Luxury Real Estate.
A must see! Professionally decorated, turnkey furnished, this townhome is ready for you. With all new furnishings, custom window treatments and paint throughout you exp...
- 3 Beds
- 2 Baths
- 633534 MLS
- Kulalani At Mauna Lani Bldg.
- Fee Simple Tenure
Listing courtesy of Venture Sotheby's International Realty.
This prime ground floor condo opens up to lush tropical gardens and palm groves giving it a most serene feel! It is a very popular legal vacation rental with many return...
- 2 Beds
- 2 Baths
- 634469 MLS
- Palm Villas At Mauna Lani Bldg.
- Fee Simple Tenure
Listing courtesy of Kohala Estate Realty, LLC.
Two homes in lower Kohala Estates cul-de-sac available on 5.44 acres with gorgeous ocean views. Watch the whales and enjoy brilliant sunsets daily, see the snow on Mauna ...
- 6 Beds
- 4 Baths
- 634406 MLS
- Fee Simple Tenure
Listing courtesy of Jeffrey K Coakley Realty.
This well-situated 3 bedroom, 3.5 bath villa offers the savvy buyer privacy with golf course frontage overlooking the 4th Fairway along with ocean, mountain, and Maui vie...
- 3 Beds
- 3 Baths
- 633516 MLS
- Villages At Mauna Lani Bldg.
- Fee Simple Tenure
Listing courtesy of Windermere C & H Properties.
Stunning 2/2 with Golf course frontage in prime location on the 12th fairway of Mauna Lani's North Course!! UPGRADED throughout, this unit is unparalleled and tastefully ...
- 2 Beds
- 2 Baths
- 634294 MLS
- Fairways At Mauna Lani Bldg.
- Fee Simple Tenure
Listing courtesy of World Class Properties, LLC.