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Home Buying FAQ's

Why should I buy a house/property in Hawaii?

We hope this would be obvious, but one of our favorite reasons is simple: This Is Paradise!!! We have plenty of other reasons in case you're not sold there, such as how affordable the price of property and houses are, the diverse and very comfortable climate, and the warm and welcoming people here. If you are new to the Islands, take a look at our Links page to find more information about our wonderful State and all that it has to offer. 

What do Leasehold and Fee Simple mean?

This can be a little confusing at first, so here is the explanation. If you purchase a fee simple property, you own the land and the improvements upon it. This is the standard way of owning a property. However, if you purchase a leasehold property, you are buying a lease for the land and, usually, you own the improvements. A residential leasehold might have been set for 55 years but if the ground lease is 30 years old, there would be 25 years left on the lease. Most banks require a minimum number of years remaining on the lease before they will agree to lend on the property. Some require that the lease be renegotiated with the ground lessor, often a family trust or large landholding estate. This can take more time than you expect and, in fact, lessors are not obliged to extend or renegotiate the lease. 

With all this, why would anyone buy a leasehold property? Because it is often less expensive to purchase and the lease is depreciable, which may have some tax advantages for you. 

As always, before purchasing any property, you should consult with your tax advisor and your attorney about how to protect your tax position and your estate.

How long will it take to buy a house?

This is dependent on quite a few things, so it's not a quick and simple answer. If your lender works quickly and the sellers have already accepted your offer you will generally have a much better idea as to how much longer things will take. In general, one could say that escrows are somewhere between 30-60 days, but realistically as your property and your sale are unique, so will be the timeline. We can assure you that we will do what we can to expedite the transaction however possible, just let us know. 

What is the Hawaii Property Tax Rate?

How much does an average house cost on the Big Island?

Housing costs vary greatly from community to community on the Big Island, as they do on the Mainland. The best way to get an idea of current property costs is to browse through the "Property Listings " section of this web site, exploring different locations as you go. You'll be able to see everything that's presently for sale through the Multiple Listing Service because our site links directly to the MLS database. 

Once you know the specific area(s) you are interested in, contact us and we will help you find your dream home or property!

Your Hawai'i Home

$24,500,000
5 Beds 5 Baths 665443 MLS
A prime front row location with white water ocean views and state-of-the-art features make Hale Kai Apo, meaning “Home of the Changing Tides” in Hawaiian the hallmark of the Kahakai neighborhood. This home was designed to blend its natural surroundings with a modern interpretation of the popular Shay Zak-designed homes. Home comes unfurnished and estimated completion date is December 2023. At 6,670-square-feet, the indoor space features five bedroom suites, a great room, personal office, and bonus flex room. Each bedroom suite comes with an ensuite bathroom, enclosed outdoor shower garden, and private lanai. The expansive great room easily transitions from indoor to outdoor with floor-to-ceiling pocket doors opening up to a 1,280-square-foot lanai, infinity-edge pool, spa, and fire pit on the makai (ocean) side of the home. Overlooking the 16th tee box of the Rees Jones golf course, this open-concept home is ideal for those seeking privacy and convenience to all of Kohanaiki’s world-class amenities. Kahakai 27 overlooks the 16th tee box of the Rees Jones golf course and is conveniently located within close proximity to the 67,000-square-foot Clubhouse where bowling, exercise, golf, and fine dining make you an integral part of Kohanaiki life. Information presented, although deemed to be correct, may contain inaccuracies. Buyer and Buyer's agent should independently verify information pertinent to the purchase.

73-2210 Ala Kohanaiki, KAILUA KONA

Listing courtesy of Kohanaiki Realty LLC.

$23,000,000
5 Beds 6 Baths 657237 MLS
For the discriminating buyer who seeks exclusivity, luxury, privacy, and security, this 51+acre gated, fully fenced estate, with nearly a mile of oceanfront, offers a singular opportunity on the Hamakua Coast on the Big Island of Hawaii. From the moment of entry through a private gate it becomes clear that something special is about to unfold. Through Norfolk Pines transitioning to majestic Royal Palms, past 10 acres of Macadamia Nut Trees, Citrus and Avocado orchards, and acres upon acres of manicured lawns, this magnificent estate unfolds as a foreground to a mile of shoreline along the mighty Pacific. Serviced by local utilities, this estate also boasts its own deep water well and a Photovoltaic array both capable of meeting all the water and electrical needs of the estate. The residence, with 9500+ square feet of living space, includes five bedrooms, five full and 2 half baths, and a one bedroom, one bath Ohana unit. An elevator and grand staircase services the second- floor primary bedroom suite which comprises 2800 square feet. The suite is surrounded by a covered lanai and offers never ending views of the shoreline and ocean below. The gourmet kitchen, with the latest in luxury appliances, as well as dining facilities and public living spaces, are an entertainer’s dream. Equipment barn, together with all the machinery and equipment necessary to care for the property, is included.

28-3628 HAWAII BELT RD, HONOMU

Listing courtesy of Hawaii Life.

$22,900,000
7 Beds 8 Baths 668466 MLS
Considered the most sacred of the island’s five volcanoes, Mauna Kea’s summit is the highest in all Hawaii. Quite naturally, ancient Hawaiian law reserved visits to the peak for only the highest-ranking nobles. In keeping with this tradition, at the Mauna Kea Resort among the most favored sites are those at the highest elevation. At the centerpiece of the upland properties is a rare and remarkable offering of custom residences. Hapuna Estates Phase 2 sites sit above the 8th fairway of Arnold Palmer’s Hapuna Golf Course. All share exquisite finishes that compliment the airy, contemporary ethos of the residences. Each is sited to assure privacy and optimize the views of the Kohala Coast all the way to Maui beyond. This magnificent estate sits on a double lot, Hapuna Estates 15 & 16 (TMK#s 3-6-2-21-12 & 3-6-2-21-11) consisting over an acre with amazing golf and ocean views and features the living/dining/kitchen, theater, 2 powder rooms, glass stairwell, butler’s pantry, wine, primary suite and laundry on the ground floor in the main hale, 2 guest suites, common area, bunk room with sleeping porch, 1 powder room and glass stairwell on the upper floor in the main hale, 2 guest suites, common area, fitness room and lanai on the ground floor in the guest hale and junior suite on the upper floor in the guest hale, totaling 12,950 sf of air-conditioned space with 7-bedrooms, 8-full bathrooms, 3-powder rooms and a 4-car garage.

62-4422 AMAUI NANI PL, KAMUELA

Listing courtesy of Hapuna Realty.

$21,950,000
704093 MLS
Kapalaoa Oceanfront Estate Property Nestled within 21.487 acres of unspoiled Hawaiian beauty, beckon you to own a piece of the Big Island's natural grandeur. This exceptional property surrounded by state land, offer a luxurious retreat steeped in cultural heritage, serenity, and an unrivaled marine sanctuary right at your doorstep. Embraces its rich cultural history, where ancient stories blend seamlessly with modern living. This is a place where history whispers through the gentle breeze, inviting you to connect with the land. Accessed via a private easement road traversing Hawaii's conservation land, Kapalaoa promises unparalleled seclusion and tranquility. Here, you can escape the demands of the outside world and immerse yourself in the island's natural beauty without distractions. Native lava flows cradle the land, while anchialine ponds punctuate the terrain. These ponds are a testament to the island's geological history. Step from your doorstep onto your private white sand beach, where the inviting waters of the Pacific Ocean call you to explore. Whether you're snorkeling, swimming, or simply savoring the mesmerizing views, this marine sanctuary becomes your personal playground. This offering includes all four oceanfront lots, granting you the canvas to realize your Hawaiian dream. Build your dream home, create a secluded sanctuary, or embrace sustainable grid living—the possibilities are as limitless as the endless ocean horizon that stretches before you. Not just a purchase; they are an investment in legacy. Here's your opportunity to own a piece of untouched Hawaiian paradise, forging enduring memories and a connection to the land that will span generations.

QUEEN KAAHUMANU HWY, KAMUELA

Listing courtesy of Hawaii Luxury Real Estate.

$21,000,000
5 Beds 5 Baths 702237 MLS
This breathtaking oceanfront residence at 49 Black Sand Beach Mauna Lani Resort on the Island of Hawaii offers an unparalleled living experience with its incredible features and stunning views. With a contemporary style and impeccable attention to detail, this furnished residence boasts 5,784 square feet of interior space on 1.37 acres, providing plenty of space for relaxing and entertaining. The great room features pocket doors that seamlessly blend indoor and outdoor living, allowing for uninterrupted views of the blue Pacific Ocean and dramatic sunsets. The 5 spacious bedroom suites with private lanais offer the utmost in comfort and privacy. The guest bedroom wing also includes a additional family room with wet bar and lanai. The chef kitchen is equipped with top-of-the-line German cabinetry, perfect for creating gourmet meals for family and friends. Entertain guests with ease thanks to the wet bar and BBQ located on the deep lanais. Enjoy the infinity pool and spa while taking in the breathtaking views of Mauna Kea, Maui, and the Pacific Ocean. And when the sun sets, gather around the firepit for a cozy evening under the stars. The residence also includes an office/media room for remote work or movie nights. The amenities in this private exclusive gated community include an oceanfront beach club with pool, spa, fitness room, kitchen, concierge, kayak storage and tennis court overlooking a pristine swimming and snorkeling beach. The weather is perfect with 85 degree temperatures and an average 8 inches of rain per year. Experience the beauty of Hawaii's wildlife as you watch whales and dolphins playing in the Pacific Ocean. This oceanfront residence offers an incredible opportunity to own a piece of paradise in one of the most sought-after locations in Hawaii, a rare opportunity to live in luxury and comfort on the spectacular Island of Hawaii.

68-1058 HONOKAOPE WAY, KAMUELA

Listing courtesy of Corcoran Pacific Properties.

$20,000,000
4 Beds 4 Baths 648886 MLS Kohanaiki BLDG.
Zak Architecture created a crisp and clean symmetrical plan in their signature contemporary Hawaiian style, as the Douglas Durkin Design team simultaneously developed the rich color palate of the finest architectural and interior design materials. The firm of Metzler Contracting was engaged to bring together these varying materials and concepts to create this singularly beautiful home. The Owners have wonderful taste and communicated the desire to build a home that captures the look and feel of the Big Island and its culture. Some of the finest craftspeople in the United States were called upon to create bespoke furnishings, to include the exquisite hand tufted silk and wool carpets from V’Soske of New York, hand printed fabrics produced by Pintura Studios of New York, custom designed and carved plantation teak beds, bedside tables, coffee tables, and outdoor suites of furniture produced by Warisan of Indonesia, Tom Sellars Woodworking and Luis Rossi of San Francisco, and the sophisticated custom hanging light fixture by Aqua Creations. New York artist Nancy Lorenz was commissioned to create a magnificent series of five lacquer wall panels for the Great Room, in rough hewn wood and layers of lacquer and gold to emulate the sea. These are complimented by two large scale transparent teak wood screens used as room dividers. This is a very special home in a very special place, executed with an extraordinary vision, level of quality and attention to detail.

73-4720 Aukai Place, KAILUA KONA

Listing courtesy of Metzler Realty.

$19,500,000
5 Beds 5 Baths 702581 MLS Hale Ihilani BLDG.
Nestled on an ocean bluff along Kauai’s spectacular North Shore, Hale Ihilani boasts captivating views of the deep blue Pacific, lush tropical valley and rugged mountains and coast. The impressive 5+ acre gated estate offers seclusion with an ideal vantage point to enjoy the island’s dramatic views plus beach access! With over 7,700 sqft of living, the estate was strategically designed to create the ultimate, luxury retreat. The spacious main living area opens to an extensive oceanfront lanai perfect for entertaining or seasonal whale watching. A true Chef’s kitchen is equipped with top-of-line appliances and features: Thermador refrigerator, Sub-Zero double freezer and refrigerator drawers, Gaggenau steam and convection ovens, warming drawer, espresso/coffee maker, custom island with Cherry wood butcher-block counter top, two Shaw Fireclay oversized farmhouse sinks with Industrial Faucets, granite counters and custom wood panels and Schaub Hardware. Four impressive master suites offer spa-quality baths and views, two of which are positioned down breezeways as private ‘pods,’ each with its own kitchenette and/or wet bar. A separate guest house features a folding glass wall and Bali-style bath. Pristine living areas transition seamlessly to a stunning salt-water pool, fed by a Po’oka lava stone waterfall. The estate’s Koi pond and unique Weeping Grotto offer additional tranquility. Other features include: over-sized barn with finished loft, photo-voltaic solar, high-velocity A/C, fitness center, vaulted ceilings, walls of windows, a remarkable winding staircase, private elevator, Ribbon Mahogany furniture-grade cabinetry and more. Hale Ihilani truly is a one-of-a-kind, tropical retreat complete with all the modern, luxury essentials and astonishing views. It simply does not get any better than this.

4154 N WAIAKALUA STREET Unit 3, KILAUEA

Listing courtesy of Oceanfront Sotheby's International Realty.

$13,500,000
4 Beds 4 Baths 701264 MLS Naia Cove At Anini Vista BLDG.
Anini Vista is a private enclave located on the coveted North Shore of Kauai, where privacy, refinement and forever views are the common denominator. This gated estate, with its picturesque bluff location, was the vision of architect Gary Tobey who embraced the concept of a home without walls. Your introduction to the home is over the tropical water gardens and courtyard where you then enter by way of the pivot door where walls of glass open to the incomparable vistas of sunrise over the Pacific below. *Anchored by a central great room with soaring ceilings, the 4 Bedroom, 4.5 Bath home sits on over an acre of manicured grounds. *The heart of the house includes gracious living and dining rooms with vaulted ceilings that present as modern, muted elegance; afrormosia and travertine floors set the palette for this calming room. *The kitchen, filled with natural light, has stainless appliances, leathered granite, a cozy seating area and is both functional and well appointed. *Each of the two, grand primary bedrooms are accessed through floor-to-ceiling glass hallways with expansive views of ocean, sky and natures bounty. Located at opposite ends of the home, each affords privacy, oversized ensuite bathrooms and did I mention views? *The bathrooms boast Rainforest granite and large scale travertine which speak to the seamless integration of an indoor to outdoor lifestyle plus a bonus outdoor shower garden. *Two tasteful, detached ohanas, with ensuite bathrooms and outdoor showers, mirror the simple elegance of the main house. Nearby adventures await; surf, sail or paddleboard in iconic Hanalai Bay, stroll the shops and restaurants of Kilauea town, horseback ride, hike the Napali Coast…..or do simply nothing but luxuriate in the balmy tradewinds and solitude this home offers.

4277-C ANINI VISTA DR, KILAUEA

Listing courtesy of Venture Sotheby's International Realty.

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Based on information from the Multiple Listing Service of Hicentral MLS, Ltd. Listings last updated on . Information is deemed reliable but not guaranteed. Copyright: 2023 by HiCentral MLS, Ltd. IDX information is provided exclusively for consumers' personal, non-commercial use. It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.