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Home Buying FAQ's
Why should I buy a house/property in Hawaii?
We hope this would be obvious, but one of our favorite reasons is simple: This Is Paradise!!! We have plenty of other reasons in case you're not sold there, such as how affordable the price of property and houses are, the diverse and very comfortable climate, and the warm and welcoming people here. If you are new to the Islands, take a look at our Links page to find more information about our wonderful State and all that it has to offer.
What do Leasehold and Fee Simple mean?
This can be a little confusing at first, so here is the explanation. If you purchase a fee simple property, you own the land and the improvements upon it. This is the standard way of owning a property. However, if you purchase a leasehold property, you are buying a lease for the land and, usually, you own the improvements. A residential leasehold might have been set for 55 years but if the ground lease is 30 years old, there would be 25 years left on the lease. Most banks require a minimum number of years remaining on the lease before they will agree to lend on the property. Some require that the lease be renegotiated with the ground lessor, often a family trust or large landholding estate. This can take more time than you expect and, in fact, lessors are not obliged to extend or renegotiate the lease.
With all this, why would anyone buy a leasehold property? Because it is often less expensive to purchase and the lease is depreciable, which may have some tax advantages for you.
As always, before purchasing any property, you should consult with your tax advisor and your attorney about how to protect your tax position and your estate.
How long will it take to buy a house?
This is dependent on quite a few things, so it's not a quick and simple answer. If your lender works quickly and the sellers have already accepted your offer you will generally have a much better idea as to how much longer things will take. In general, one could say that escrows are somewhere between 30-60 days, but realistically as your property and your sale are unique, so will be the timeline. We can assure you that we will do what we can to expedite the transaction however possible, just let us know.
What is the Hawaii Property Tax Rate?
|
Land Use Class
|
Land | Building | |
|---|---|---|---|
| Improved residential |
8.10
|
8.10
|
|
| Unimproved residential |
8.10
|
8.10
|
|
| Apartment |
8.10
|
8.10
|
|
| Hotel/resort |
9.00
|
9.00
|
|
| Commercial |
9.00
|
9.00
|
|
| Industrial |
9.00
|
9.00
|
|
| Agricultural |
8.35
|
8.35
|
|
| Conservation |
8.55
|
8.55
|
|
| Homeowner |
5.55
|
5.55
|
How much does an average house cost on the Big Island?
Housing costs vary greatly from community to community on the Big Island, as they do on the Mainland. The best way to get an idea of current property costs is to browse through the "Property Listings " section of this web site, exploring different locations as you go. You'll be able to see everything that's presently for sale through the Multiple Listing Service because our site links directly to the MLS database.
Once you know the specific area(s) you are interested in, contact us and we will help you find your dream home or property!
Your Hawai'i Home
Ocean and Sunset Views! Take the elevator to this beautiful 3rd floor penthouse among the palm trees. Extra-large, wrap-around lanai affords a view of the Anaeho’omalu ...
- 2 Beds
- 2 Baths
- 630489 MLS
- Vista Waikoloa Bldg.
- Fee Simple Tenure
Listing courtesy of Hapuna Realty.
Lot 82, located at Kohala Ranch commands panoramic views of the Kohala Coast, Mauna Loa, Hualalai, Maui, and the Pacific Ocean. This 11.225 acre parcel situated at the t...
- 630662 MLS
- Fee Simple Tenure
Listing courtesy of Metzler Realty.
Property owners are extended the opportunity to apply to the Kukio Golf & Beach Club: an oceanfront private club with world class amenities including Tom Fazio designed 1...
- 4 Beds
- 4 Baths
- 630761 MLS
- Fee Simple Tenure
Listing courtesy of Kukio Properties.
Beautiful Waikii Ranch, ocean and mountain views, build your dream home on this gorgeous 10-acre lot in this prestigious subdivision. Bring your horses and live the quiet...
- 630711 MLS
- Fee Simple Tenure
Listing courtesy of Home Buyers Marketing II, Inc..
Mauna Lani Point H 202 is a completely renovated, beautifully furnished top floor two bedroom with vaulted ceilings, granite counters, mahogany doors, with ocean, sunset...
- 2 Beds
- 2 Baths
- 630659 MLS
- Mauna Lani Point Bldg.
- Fee Simple Tenure
Listing courtesy of Mauna Lani Realty.
$20,000 PRICE REDUCTION! If you are looking for the convenience and relaxation of the Resort Condominium Lifestyle but still want a private oasis feel, then look no furt...
- 3 Beds
- 2 Baths
- 630609 MLS
- Waikoloa Colony Villas Bldg.
- Fee Simple Tenure
Listing courtesy of Hawaii Life.
Ke Alaula 219B is a beautifully appointed, extremely private, end unit in the only duplex building at Ke Alaula Villas, with ocean, Maui, fairway and sunset views. Three ...
- 3 Beds
- 3 Baths
- 630619 MLS
- Villas At Ke Alaula Bldg.
- Fee Simple Tenure
Listing courtesy of Mauna Lani Realty.
See it now in the interactive virtual Tour here at tours.spaces808.com/1373624?a=1 Waikoloa Beach Villas is beautifully landscaped, Hawaiian plantation-style gated...
- 3 Beds
- 3 Baths
- 630440 MLS
- Waikoloa Beach Villas Bldg.
- Fee Simple Tenure
Listing courtesy of World Class Properties, LLC.
HUALALAI RESORT, Lipoa Estates: Elevated above the 2nd fairway of the Members-only Ke‘olu Golf Course, this custom residence offers unobstructed golf course, panoramic oc...
- 5 Beds
- 5 Baths
- 628737 MLS
- Fee Simple Tenure
Listing courtesy of Hualalai Realty.
Property owners are extended the opportunity to apply to the Kukio Golf & Beach Club: an oceanfront private club with world class amenities including Tom Fazio designed 1...
- 6 Beds
- 6 Baths
- 630474 MLS
- Fee Simple Tenure
Listing courtesy of Kukio Properties.
Ocean views greet you from sunrise to sunset when the skies turn from the rosy golds to star filled nights. Full moon nights project silver shimmers on the ocean and coa...
- 629806 MLS
- Fee Simple Tenure
Listing courtesy of Elite Pacific Properties LLC.
This is an excellent view parcel with good deep soil. Waiki'i is up in altitude which makes many plants that need cooler temperatures an easy possibility. There are 5 mi...
- 630363 MLS
- Fee Simple Tenure
Listing courtesy of Clark Realty - Waimea.
Best value, best price in Kohala Ranch with ocean and sunset views in the Heathers with open beam ceilings in the spacious great room and 2 comfortable lanais. This prop...
- 4 Beds
- 2 Baths
- 629936 MLS
- Fee Simple Tenure
Listing courtesy of Clark Realty - Waimea.
Ka Milo #341 HOKU A is a NEW detached, SINGLE FAMILY HOME on the edge of Mauna Lani's North golf course. The home includes 3-bedrooms, 3 1/2 baths plus a private pool and...
- 3 Beds
- 3 Baths
- 630478 MLS
- Ka Milo At Mauna Lani Bldg.
- Fee Simple Tenure
Listing courtesy of Island Paradise Properties, LLC.
HUALALAI RESORT, Kanae Estates: This home is located in one of Hualalai’s premier residential communities with oversized home sites possessing drop-away golf course vista...
- 5 Beds
- 5 Baths
- 629902 MLS
- Fee Simple Tenure
Listing courtesy of Hualalai Realty.
Outstanding, stunning, fabulous, extraordinary, are just a few of the adjectives that come to mind in describing this architecturally designed custom home. Plus one of t...
- 3 Beds
- 3 Baths
- 629294 MLS
- Fee Simple Tenure
Listing courtesy of Windermere C & H Properties.
Kulalani Unit 2003. This well-maintained home features a 2nd floor master suite with private lanai which overlooks the exceptional KaMilo-Kulalani Recreational Center, wi...
- 2 Beds
- 2 Baths
- 630327 MLS
- Kulalani At Mauna Lani Bldg.
- Fee Simple Tenure
Listing courtesy of Live Aloha Realty LLC.
Enjoy sweeping ocean and sunset views from this 5 acre lot in this gated upscale community. Take either the upper mountain (Mauka) entrance to Kohala Ranch for a quick ...
- 630394 MLS
- Fee Simple Tenure
Listing courtesy of Savio Realty Ltd. - Hilo Office.
The Fairways at Mauna Lani, 2102 is perfect for family living. The lower level has a spacious great room, dining area and kitchen with direct and convenient entry from t...
- 3 Beds
- 2 Baths
- 630291 MLS
- Fairways At Mauna Lani Bldg.
- Fee Simple Tenure
Listing courtesy of Mauna Lani Realty.
This lot features wonderful ocean and sunset views. Enjoy the sights of Pu'u Kuili to the south and Kohala Mountain to the north. Property owners are extended the opportu...
- 630316 MLS
- Fee Simple Tenure
Listing courtesy of Kukio Properties.