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Home Buying FAQ's
Why should I buy a house/property in Hawaii?
We hope this would be obvious, but one of our favorite reasons is simple: This Is Paradise!!! We have plenty of other reasons in case you're not sold there, such as how affordable the price of property and houses are, the diverse and very comfortable climate, and the warm and welcoming people here. If you are new to the Islands, take a look at our Links page to find more information about our wonderful State and all that it has to offer.
What do Leasehold and Fee Simple mean?
This can be a little confusing at first, so here is the explanation. If you purchase a fee simple property, you own the land and the improvements upon it. This is the standard way of owning a property. However, if you purchase a leasehold property, you are buying a lease for the land and, usually, you own the improvements. A residential leasehold might have been set for 55 years but if the ground lease is 30 years old, there would be 25 years left on the lease. Most banks require a minimum number of years remaining on the lease before they will agree to lend on the property. Some require that the lease be renegotiated with the ground lessor, often a family trust or large landholding estate. This can take more time than you expect and, in fact, lessors are not obliged to extend or renegotiate the lease.
With all this, why would anyone buy a leasehold property? Because it is often less expensive to purchase and the lease is depreciable, which may have some tax advantages for you.
As always, before purchasing any property, you should consult with your tax advisor and your attorney about how to protect your tax position and your estate.
How long will it take to buy a house?
This is dependent on quite a few things, so it's not a quick and simple answer. If your lender works quickly and the sellers have already accepted your offer you will generally have a much better idea as to how much longer things will take. In general, one could say that escrows are somewhere between 30-60 days, but realistically as your property and your sale are unique, so will be the timeline. We can assure you that we will do what we can to expedite the transaction however possible, just let us know.
What is the Hawaii Property Tax Rate?
How much does an average house cost on the Big Island?
Housing costs vary greatly from community to community on the Big Island, as they do on the Mainland. The best way to get an idea of current property costs is to browse through the "Property Listings " section of this web site, exploring different locations as you go. You'll be able to see everything that's presently for sale through the Multiple Listing Service because our site links directly to the MLS database.
Once you know the specific area(s) you are interested in, contact us and we will help you find your dream home or property!
Your Hawai'i Home
Property owners are extended the opportunity to apply to the Kukio Golf & Beach Club: an oceanfront private club with world class amenities including Tom Fazio designed 1...
- 5 Beds
- 5 Baths
- 647315 MLS
- Fee Simple Tenure
Listing courtesy of Kukio Properties.
Property owners are extended the opportunity to apply to the Kukio Golf & Beach Club: an oceanfront private club with world class amenities including Tom Fazio designed 1...
- 6 Beds
- 7 Baths
- 642432 MLS
- Fee Simple Tenure
Listing courtesy of Kukio Properties.
Maniniowali 31 features three separate living pods. Two guest pods each featuring a living room, kitchen, two bedrooms and two bathrooms. The main house features a great ...
- 8 Beds
- 8 Baths
- 639492 MLS
- Fee Simple Tenure
Listing courtesy of Kukio Properties.
HUALALAI RESORT, Pulehu'ulu Estates: Stunning new contemporary residence overlooking the 11th hole of the private Ke’olu Golf Course with expansive views of the Pacific O...
- 5 Beds
- 5 Baths
- 648212 MLS
- Fee Simple Tenure
Listing courtesy of Hualalai Realty.
Kohala Kai is an exclusive new residential development featuring seven exquisite, large acreage, custom oceanfront home sites. Situated on 63 pristine acres on the specta...
- 286630 MLS
- Kohala Kai Bldg.
- Fee Simple Tenure
Listing courtesy of Hawaii Pacific Brokers, LLC.
Extraordinary in its size, beauty and details, this residential sanctuary is being offered to the discriminating resort buyer looking for a well-maintained large family e...
- 5 Beds
- 4 Baths
- 643679 MLS
- Fee Simple Tenure
Listing courtesy of Compass.
Property owners are extended the opportunity to apply to the Kukio Golf & Beach Club: an oceanfront private club with world class amenities including Tom Fazio designed 1...
- 5 Beds
- 5 Baths
- 639800 MLS
- Fee Simple Tenure
Listing courtesy of Kukio Properties.
A true tropical compound for the most discerning Buyer. Situated on an acre of carefully chosen heirloom trees, flowers, and plants, this oasis at the Mauna Lani feature...
- 7 Beds
- 7 Baths
- 641836 MLS
- Fee Simple Tenure
Listing courtesy of Venture Sotheby's International Realty.
Hapuna Estates at Mauna Kea Resort Lot 8 boasts fantastic ocean, golf and mountain views. A custom home with 5 bedrooms, 5.5 bathrooms, 3-car garage and swimming pool sit...
- 5 Beds
- 5 Baths
- 645233 MLS
- Fee Simple Tenure
Listing courtesy of Hapuna Realty.
Overlooking the 17th fairway to the ocean, this dramatic custom home has incredible finishes. Hand plastered walls, rich mahogany doors and cabinetry, a synthetic slate r...
- 4 Beds
- 4 Baths
- 647119 MLS
- Fee Simple Tenure
Listing courtesy of Corcoran Pacific Properties.
A stunning custom resort home on the Kohala Coast with spectacular, deep 180-degree ocean views. Built in 2017 in a Hawaiian contemporary design to meticulous standards ...
- 4 Beds
- 4 Baths
- 646913 MLS
- Kohala Waterfront Bldg.
- Fee Simple Tenure
Listing courtesy of Corcoran Pacific Properties.
MB28A features a consolidation of three homesites. The 6.42 acres offers a building envelope of 103,260 square feet. Property owners are extended the opportunity to apply...
- 644733 MLS
- Fee Simple Tenure
Listing courtesy of Kukio Properties.
A rare three-bedroom, three bath offering located in the highly desirable E building of the Mauna Lani Point, E204 is now available for the first time in 27 years. Locate...
- 3 Beds
- 3 Baths
- 648813 MLS
- Mauna Lani Point Bldg.
- Fee Simple Tenure
Listing courtesy of Corcoran Pacific Properties.
If you are looking for a luxury ocean home permitted as a vacation rental with proven income & nearly $200K reservations on the books, look no further! Whale Tale Hale i...
- 3 Beds
- 3 Baths
- 647967 MLS
- Fee Simple Tenure
Listing courtesy of Compass.
HUALALAI RESORT, Kai Malino Estates: Elegantly appointed residence overlooking the 9th fairway of the Hualalai Golf Course with beautiful views of the Pacific Ocean, Maui...
- 3 Beds
- 3 Baths
- 640415 MLS
- Fee Simple Tenure
Listing courtesy of Hualalai Realty.
Kohala Kai is an exclusive new residential development featuring seven exquisite oceanfront custom home sites. Situated on 63 pristine acres on the spectacular North Koh...
- 286626 MLS
- Kohala Kai Bldg.
- Fee Simple Tenure
Listing courtesy of Hawaii Pacific Brokers, LLC.
Upscale, resort style 4 bedroom /3.2 bathroom luxury residence perched on a knoll top, offering exquisite views from Mauna Kea to Maui, including year around sunsets, the...
- 4 Beds
- 3 Baths
- 649277 MLS
- Kohala By The Sea Bldg.
- Fee Simple Tenure
Listing courtesy of Hawaii Life Mauna Kea LLC.
AVAILABLE FOR IMMEDIATE OCCUPANCY! Privacy from neighbors and views over Mauna Lani’s famed South Golf Course towards the ocean await you in this intelligently designed, ...
- 4 Beds
- 4 Baths
- 644914 MLS
- Fee Simple Tenure
Listing courtesy of Venture Sotheby's International Realty.
Hillside Villas 3101- fabulous ocean and white water views, overlooking the Beach House, a renovated 3 bedroom lower level villa. Koa cabinets, travertine floors, woode...
- 3 Beds
- 2 Baths
- 617952 MLS
- Hillside Villas At Hualalai Ph I Bldg.
- Fee Simple Tenure
Listing courtesy of Corcoran Pacific Properties.
Champion Ridge #26 offers a unique blend of Classic Mauna Lani with a contemporary feel suited for today's Buyer. The home is situated overlooking the dramatic water feat...
- 3 Beds
- 4 Baths
- 647647 MLS
- Fee Simple Tenure
Listing courtesy of Hawaii Life Mauna Kea LLC.
A truly unique opportunity to purchase a quality home in the prestigious community of 49 Black Sand Beach. Known for it's ultra private and secure nature and it's breatht...
- 4 Beds
- 5 Baths
- 648766 MLS
- Fee Simple Tenure
Listing courtesy of Hawaii Life Mauna Kea LLC.
Kohala Kai is an exclusive large acreage residential development featuring seven exquisite custom oceanfront home sites. Situated on 63 pristine acres on the spectacular ...
- 286650 MLS
- Kohala Kai Bldg.
- Fee Simple Tenure
Listing courtesy of Hawaii Pacific Brokers, LLC.
A ONCE-IN-A-LIFETIME OPPORTUNITY to own one of Kona’s most significant estates. Drive through the custom gate of Hale Nui, "HOUSE OF ABUNDANCE" and be embraced by the en...
- 7 Beds
- 7 Baths
- 648171 MLS
- Fee Simple Tenure
Listing courtesy of Corcoran Pacific Properties.
MAUNA LANI'S NEWEST DEVELOPMENT brings a fresh, contemporary and energy-efficient evolution to luxury resort living on the Kohala Coast! Consisting of just 17 homes – eac...
- 4 Beds
- 4 Baths
- 647648 MLS
- The Residences Of Laulea Bldg.
- Fee Simple Tenure
Listing courtesy of Venture Sotheby's International Realty.
This very successful vacation rental is a thoughtfully designed, custom built, single level pod style home. Located in the gated Mauna Lani neighborhood of Champion Ridge...
- 4 Beds
- 5 Baths
- 624594 MLS
- Fee Simple Tenure
Listing courtesy of Hawaii Life.
Come enjoy the life of luxury at this prestigious custom home with golf course frontage on the 5th green of the Waikoloa Kings Course. This home boasts an amazing layout ...
- 4 Beds
- 4 Baths
- 642923 MLS
- Fee Simple Tenure
Listing courtesy of Premier Island Properties LLC.
REDUCED ANOTHER $150,000! Champion Ridge 35 is the perfect home for entertaining. Designed by Lucky Bennett, the home boasts ocean, mountain, driving range and sunset vie...
- 3 Beds
- 3 Baths
- 636169 MLS
- Fee Simple Tenure
Listing courtesy of Corcoran Pacific Properties.
Kohala Kai, is an exclusive new residential development featuring seven exquisite oceanfront custom home sites. Situated on 63 pristine acres on the spectacular North Koh...
- 274273 MLS
- Kohala Kai Bldg.
- Fee Simple Tenure
Listing courtesy of Hawaii Pacific Brokers, LLC.
”Last Remaining Home-Ready to Occupy!” Nohea at Mauna Lani is a premier development situated in the westernmost part of the renowned Mauna Lani Resort near the New Auberg...
- 4 Beds
- 4 Baths
- 613771 MLS
- Fee Simple Tenure
Listing courtesy of Coldwell Banker Island Properties - Kamuela.
Kohala Kai is an exclusive new residential development featuring seven exquisite oceanfront custom home sites. Situated on 63 pristine acres on the spectacular North Koha...
- 274267 MLS
- Kohala Kai Bldg.
- Fee Simple Tenure
Listing courtesy of Hawaii Pacific Brokers, LLC.
Nohea at Mauna Lani is a premier development situated in the westernmost part of the renowned Mauna Lani Resort near the New Auberge Resort. Check out the Matterport 3-D...
- 4 Beds
- 4 Baths
- 613741 MLS
- Fee Simple Tenure
Listing courtesy of Coldwell Banker Island Properties - Kamuela.
Ka Milo #14/213 is a single-story detached home with a swimming pool & spa on the golf course. It is owned by the original owner, has never been rented and the home is i...
- 3 Beds
- 3 Baths
- 648129 MLS
- Ka Milo At Mauna Lani Bldg.
- Fee Simple Tenure
Listing courtesy of Hapuna Realty.
This immaculate detached 4BR Villages home is being sold fully turn-key. Enjoy your private heated pool and spa. This single level home features large open concept livin...
- 4 Beds
- 3 Baths
- 647808 MLS
- Villages At Mauna Lani Bldg.
- Fee Simple Tenure
Listing courtesy of Paradise in Hawaii Luxury Homes, LP.
Villages 718 is a stunning single level “stand alone” Villa that’s sure to please! ~UPGRADED TO 4 BEDROOMS (County approved) ~SAVE $$ - OWNED 48 PANEL PHOTO VOLTAIC w SON...
- 4 Beds
- 3 Baths
- 647075 MLS
- Villages At Mauna Lani Bldg.
- Fee Simple Tenure
Listing courtesy of Corcoran Pacific Properties.
MB33 offers expansive ocean and Maui views. This homesite offers a building envelope of approximately 22,325 square feet. Property owners are extended the opportunity to ...
- 639360 MLS
- Fee Simple Tenure
Listing courtesy of Kukio Properties.
Incredible Summit 10-acre property, at approximately 2500 elevation, with Titanic ocean views including 360-degree uninterrupted coastline, forever ocean vistas along wit...
- 4 Beds
- 5 Baths
- 646152 MLS
- Fee Simple Tenure
Listing courtesy of Hawaii Life.
Kohala Kai, an exclusive new residential development featuring seven exquisite oceanfront custom home sites. Situated on 63 pristine acres on the spectacular North Kohala...
- 274269 MLS
- Kohala Kai Bldg.
- Fee Simple Tenure
Listing courtesy of Hawaii Pacific Brokers, LLC.
Top of the world views from this beautifully designed Kohala Ranch Home. Enjoy sunsets from your great room, just open up your pocket doors and watch the sun set into the...
- 3 Beds
- 3 Baths
- 647307 MLS
- Fee Simple Tenure
Listing courtesy of Kohala Coast Properties.
Mauna Lani Point B 105, located in the most desirable and rarely offered B building with dramatic 180 degree ocean, Maui and fairway views. Quartzite floors, granite cou...
- 2 Beds
- 2 Baths
- 648743 MLS
- Mauna Lani Point Bldg.
- Fee Simple Tenure
Listing courtesy of Corcoran Pacific Properties.
This beautifully maintained 5 bed, 5 and half bath, two-story Mediterranean, custom built home sits on over 1-1/2 acres in the prestigious Kohanaiki Homesteads community,...
- 5 Beds
- 5 Baths
- 647951 MLS
- Fee Simple Tenure
Listing courtesy of Keller Williams Realty Maui.